Chattanooga Bankruptcy & Debt Lawyer, Tennessee, page 5

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Brian Smith

Trusts, Family Law, Elder Law, Reorganization

Status: In Good Standing Licensed: 56 Years

CONTACT

502 Fleetwood Drive, Lookout Mountain, TN 37350

Brian Campbell Smith

Trusts, Family Law, Elder Law, Reorganization

Status: In Good Standing Licensed: 56 Years

CONTACT

502 Fleetwood Drive, Lookout Mountain, TN 37350

Michael Mason Thomas

Construction, Trusts, Corporate, Reorganization

Status: In Good Standing Licensed: 15 Years

CONTACT

6148 Lee Hwy, Chattanooga, TN 37421

Brian O'shaughnessy

Landlord-Tenant, DUI-DWI, Criminal, Collection

Status: In Good Standing

CONTACT

735 Broad St, Chattanooga, TN 37402

Brian Lee O'shaughnessy

Landlord-Tenant, DUI-DWI, Criminal, Collection

Status: In Good Standing

CONTACT

735 Broad St, Chattanooga, TN 37402

Amanda Stofan

Bankruptcy & Debt, Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

100 West MLK Blvd, Chattanooga, TN 37402

Scott Raymond Maucere

Construction, Legislative Practice, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

6708 Heritage Business Ct, Chattanooga, TN 37421

Scott Maucere

Construction, Legislative Practice, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

6708 Heritage Business Ct, Chattanooga, TN 37421

Jacqueline Strong Moss

Bankruptcy, Banking & Finance, Civil Rights, Disability

Status: In Good Standing Licensed: 22 Years

CONTACT

1089 Bailey Ave, Chattanooga, TN 37404

Kelli Lavon Black

Juvenile Law, Litigation, Insurance, Reorganization

Status: In Good Standing Licensed: 28 Years

CONTACT

651 E 4Th St, Chattanooga, TN 37403

800-923-0641

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

Chattanooga Bankruptcy & Debt Lawyer, Tennessee, page 5

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Brian Smith

Brian Campbell Smith

Michael Mason Thomas

Brian O'shaughnessy

Brian Lee O'shaughnessy

Amanda Stofan

Scott Raymond Maucere

Scott Maucere

Jacqueline Strong Moss

Kelli Lavon Black

TIPS

LEGAL TERMS

FCRA

NONEXEMPT PROPERTY

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

FAIR LABOR STANDARDS ACT (FLSA)

REDEMPTION

SETOFF

CREDIT COUNSELING

INTEREST

CREDIT FILE

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