El Toro Bankruptcy & Debt Lawyer, California, page 3

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Leonard Miles Shulman

Merger & Acquisition, Banking & Finance, Credit & Debt, Bankruptcy
Status:  In Good Standing           

Ralph Harvey Blakeney

Commercial Real Estate, Litigation, Consumer Rights, Consumer Bankruptcy
Status:  In Good Standing           Licensed:  37 Years

Lynda D Tran

Commercial Real Estate, Litigation, Business, Bankruptcy, Electronic Commerce
Status:  In Good Standing           Licensed:  26 Years

Paul Joseph Ultimo

Accident & Injury, Consumer Bankruptcy, Wills & Probate
Status:  In Good Standing           Licensed:  29 Years

Lawrence Jay Dreyfuss

Contract, Collection, Landlord-Tenant, Federal Appellate Practice, Residential Real Estate
Status:  In Good Standing           Licensed:  47 Years

James Robert Ebert

Litigation, Trusts, Corporate, Credit & Debt
Status:  In Good Standing           Licensed:  42 Years

Andrew Sidney Bisom

Bankruptcy
Status:  In Good Standing           Licensed:  36 Years

Lynda T. Bui

Litigation, Bankruptcy, Commercial Real Estate, Electronic Commerce
Status:  In Good Standing           

Melissa Davis

Litigation, Bankruptcy
Status:  In Good Standing           

Reza Ghaboosi

Workers' Compensation, Bankruptcy, Contract, Personal Injury, Federal Appellate Practice
Status:  In Good Standing           Licensed:  19 Years

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Free Help: Use This Form or Call 800-943-8690

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800-943-8690

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)
A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

FDCPA

See Fair Debt Collections & Practices Act.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)
A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)
The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)
An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)
Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)
A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

COLLATERAL

Property that guarantees payment of a secured debt.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.