Escondido Bankruptcy & Debt Lawyer, California, page 5

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Diane Hunter Gibson

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

2292 Faraday Ave, Carlsbad, CA 92008

Deborah Lynn Raymond

Commercial Real Estate, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing

CONTACT

445 Marine View Ave, Del Mar, CA 92014

Steven Keith Brumer

Estate Planning, Bankruptcy, Family Law, Trusts, Estate

Status: In Good Standing Licensed: 25 Years

CONTACT

445 Marine View Ave, Del Mar, CA 92014

Paul Kirk Hutson

Public Finance, Government, Banking & Finance, Consumer Bankruptcy

Status: In Good Standing Licensed: 40 Years

CONTACT

Encinitas, CA 92023

Arthur Donaldson Hodge

Land Use & Zoning, Constitutional Law, Corporate, Credit & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

701 Palomar Airport Rd, Carlsbad, CA 92011

Richard Leigh Boyer

Commercial Real Estate, Litigation, Contract, Credit & Debt

Status: In Good Standing

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1037 Cerro Verde Dr, Solana Beach, CA 92075

Richard A Thomas

Criminal, Family Law, Bankruptcy, Civil Rights

Status: In Good Standing

CONTACT

380 S. Melrose Dr, Vista, CA 92081

William J Hoffman

Real Estate, Bankruptcy

Status: In Good Standing Licensed: 47 Years

CONTACT

12393 Caminito Granate, San Diego, CA 92130

Michael Ernest Doukas

Litigation, Business, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

12734 Torrey Bluff Dr, San Diego, CA 92130

Romeo Co Lim

Immigration, Wills, Trusts, Bankruptcy

Status: In Good Standing

CONTACT

1578 Avenida Mantilla, Oceanside, CA 92056

800-923-0641

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LEGAL TERMS

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

CREDIT FILE

See credit report.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

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Escondido Bankruptcy & Debt Lawyer, California, page 5

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Diane Hunter Gibson

Deborah Lynn Raymond

Steven Keith Brumer

Paul Kirk Hutson

Arthur Donaldson Hodge

Richard Leigh Boyer

Richard A Thomas

William J Hoffman

Michael Ernest Doukas

Romeo Co Lim

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LEGAL TERMS

SECRET WARRANTY PROGRAM

ACCORD AND SATISFACTION

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

CREDIT FILE

CURRENT MONTHLY INCOME

CREDIT BUREAU

UNDUE HARDSHIP

REDEMPTION

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

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