Fairland Bankruptcy & Debt Lawyer, Indiana, page 4

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Richard Shea
About | Practice Areas
Sawin & Shea LLC
6100 North Keystone Ave. Suite 620 Indianapolis, IN 46220Â» view map
Bankruptcy
Quality, Compassionate Representation

Let us help you relieve stress from debt now.

800-948-4710
1. Richard Shea Indianapolis, IN
  Attorney at Law - IN, 1999
  Indiana University J.D. 1998
2. AboutSawin & Shea LLC
  Over 30 years of bankruptcy service experience.
3. Practice AreasExpertise
  Bankruptcy
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Jennifer Lynn Thornburg

Child Custody, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 22 Years

CONTACT

112 N. State St., Greenfield, IN 46140

Cody Boyce Coombs

Real Estate, Lawsuit & Dispute, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

728 North State Street, Greenfield, IN 46140

John Thomas Steinkamp

Divorce & Family Law, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

5214 S. East Street, Indianapolis, IN 46227

Myron Rahn

Litigation, Divorce & Family Law, Criminal, Business, Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

6 West South Street, Greenfield, IN 46140

Matthew Michael Cree

Commercial Real Estate, Wills, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

310 W Main Street, Greenwood, IN 46142

Matthew Michael Cree

Commercial Real Estate, Wills, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

310 W Main Street, Greenwood, IN 46142

William Wallace Barrett

International, Estate Planning, Civil Rights, Commercial Bankruptcy

Status: In Good Standing Licensed: 35 Years

CONTACT

Greenwood, IN 46142

Jerry E. Smith

Bankruptcy & Debt, Bankruptcy, Foreclosure, Reorganization, Credit & Debt

Status: In Good Standing Licensed: 16 Years

FREE CONSULTATION

CONTACT

320 N. Meridian St., Indianapolis, IN 46204

Max W. Hittle

Dispute Resolution, Arbitration, Banking & Finance, Bankruptcy Litigation

Status: In Good Standing Licensed: 55 Years

CONTACT

One Indiana Square, Indianapolis, IN 46204

Judy Leach

Bankruptcy & Debt, Estate, Wills & Probate, Wills

Status: In Good Standing

FREE CONSULTATION

CONTACT

3206 N. Temple Ave., Indianapolis, IN 46218

800-923-0641

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LEGAL TERMS

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

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Fairland Bankruptcy & Debt Lawyer, Indiana, page 4

Sponsored Law Firm

Sawin & Shea LLC

SPONSORED LAWYERS

Jennifer Lynn Thornburg

Cody Boyce Coombs

John Thomas Steinkamp

Myron Rahn

Matthew Michael Cree

Matthew Michael Cree

William Wallace Barrett

Jerry E. Smith

Max W. Hittle

Judy Leach

TIPS

LEGAL TERMS

SECURED DEBT

FAIR CREDIT REPORTING ACT (FCRA)

FAIR CREDIT BILLING ACT (FCBA)

ABUSE

CREDIT REPORT

DOING BUSINESS AS (DBA)

GARNISHMENT

LOSS DAMAGE WAIVER (LDW)

BANKRUPTCY

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