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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Terry Lee Gilbeau

Litigation, International, Corporate, Credit & Debt

Status: In Good Standing Licensed: 14 Years

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5701 Lonetree Blvd, Rocklin, CA 95765

Marlon Holden Bateman

Litigation, Trusts, Corporate, Bankruptcy

Status: In Good Standing Licensed: 24 Years

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5701 Lonetree Blvd, Rocklin, CA 95765

Franklin Weaver King

Bankruptcy, Family Law

Status: In Good Standing

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Orangevale, CA 95662

Jeffrey Robert Fletterick

Business & Trade, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 14 Years

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5701 Lonetree Blvd, Rocklin, CA 95765

Jason Michael Sherman

Litigation, Corporate, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 21 Years

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6520 Lonetree Blvd, Rocklin, CA 95765

Scott Dewaine Hughes

Real Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 39 Years

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1530 Misty Wood Dr, Roseville, CA 95747

Maureen Ann Faria

Divorce, Divorce & Family Law, Criminal, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

6520 Lonetree Blvd, Rocklin, CA 95765

Julius Michael Engel I

Bankruptcy, Criminal

Status: In Good Standing

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5855 Auburn Blvd, Sacramento, CA 95841

800-923-0641

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

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Folsom Bankruptcy & Debt Lawyer, California, page 5

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Terry Lee Gilbeau

Marlon Holden Bateman

Franklin Weaver King

Jeffrey Robert Fletterick

Jason Michael Sherman

Scott Dewaine Hughes

Maureen Ann Faria

Julius Michael Engel I

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LEGAL TERMS

PRESUMED ABUSE

UNSECURED DEBT

NONEXEMPT PROPERTY

401(K) PLAN

CHAPTER 13 BANKRUPTCY

IRS EXPENSES

DOING BUSINESS AS (DBA)

GARNISHMENT

GENERAL PARTNER

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