Forestdale Bankruptcy & Debt Lawyer, Rhode Island, page 4

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
1. Contact
2. Email
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4. Blog
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7. Profile

John D. Freel

Bankruptcy, Civil Rights, Premises Liability, Products Liability

Status: In Good Standing Licensed: 16 Years

CONTACT

10 Dorrance Street, Providence, RI 02903

Karen C. Jessey

Employee Rights, Business & Trade, Business, Consumer Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

110 Royal Little Dr, Providence, RI 02904

Joanne C. D'Ambra

Accident & Injury, Bankruptcy & Debt, Divorce & Family Law, Estate

Status: In Good Standing

CONTACT

897 Reservoir Avenue, Cranston, RI 02910

James A. Briden

Estate Planning, Family Law, Business Organization, Bankruptcy

Status: In Good Standing

CONTACT

17 Hollow Ridge Road, Rumford, RI 02916

Brian D. Fogarty

Accident & Injury, Bankruptcy & Debt, Divorce & Family Law, Employment, Estate

Status: In Good Standing

CONTACT

1454 Main St, West Warwick, RI 02893

Gail Balser

Real Estate, Bankruptcy & Debt, Personal Injury, Accident & Injury

Status: In Good Standing

CONTACT

255 Hope Street, Providence, RI 02906

James L. O'Neill

General Practice

Status: In Good Standing

CONTACT

118 Gano Street, Providence, RI 02903

Robert Lapointe

Child Custody, DUI-DWI, Bankruptcy, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing

CONTACT

225 Newman Avenue, Rumford, RI 02916

Kim Woongtae

Bankruptcy, Divorce & Family Law, Employment, Estate

Status: In Good Standing

CONTACT

1220 Pontiac Avenue, Cranston, RI 02920

Peter D. Nolan

Accident & Injury, Bankruptcy & Debt, Estate, Real Estate, Estate Planning

Status: In Good Standing

CONTACT

1070 Main Street, Coventry, RI 02816

800-923-0641

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LEGAL TERMS

CREDIT FILE

See credit report.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

Forestdale Bankruptcy & Debt Lawyer, Rhode Island, page 4

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

John D. Freel

Karen C. Jessey

Joanne C. D'Ambra

James A. Briden

Brian D. Fogarty

Gail Balser

James L. O'Neill

Robert Lapointe

Kim Woongtae

Peter D. Nolan

TIPS

LEGAL TERMS

CREDIT FILE

NUISANCE FEES

CREDITOR

GENERAL PARTNER

PRESUMED ABUSE

PRIORITY DEBT

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

SOLE PROPRIETORSHIP

TRUTH IN LENDING ACT (TILA)

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