Memphis Bankruptcy & Debt Lawyer, Tennessee, page 2

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Holly W. Schumpert

Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: In Good Standing Licensed: 33 Years

CONTACT

2552 Poplar Ave, Memphis, TN 38112

Robert Mcpherson

Litigation, Wills & Probate, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

1621 Carr Ave, Memphis, TN 38104

Robert Wayne Mcpherson

Litigation, Wills & Probate, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

1621 Carr Ave, Memphis, TN 38104

Russell William Savory

Litigation, Reorganization, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

1299 Carr Ave, Memphis, TN 38104

Warren Patrick Campbell

Juvenile Law, Family Law, Administrative Law, Reorganization

Status: In Good Standing Licensed: 14 Years

CONTACT

275 Jefferson Ave, Memphis, TN 38103

Warren Campbell

Criminal, Business & Trade, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

275 Jefferson Ave, Memphis, TN 38103

George Higgs

Real Estate, Collection, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

200 Jefferson, Memphis, TN 38103

Barbara Loevy

Bankruptcy, Banking & Finance, Business & Trade, Disability

Status: In Good Standing Licensed: 34 Years

CONTACT

200 Jefferson Ave, Memphis, TN 38103

David Arnold

Litigation, Estate Planning, Insurance, Reorganization

Status: In Good Standing

CONTACT

5100 Poplar Ave, Memphis, TN 38137

David Neil Arnold

Litigation, Estate Planning, Insurance, Reorganization

Status: In Good Standing

CONTACT

5100 Poplar Ave, Memphis, TN 38137

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FDCPA

See Fair Debt Collections & Practices Act.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

FCRA

See Fair Credit Reporting Act.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

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Memphis Bankruptcy & Debt Lawyer, Tennessee, page 2

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Holly W. Schumpert

Robert Mcpherson

Robert Wayne Mcpherson

Russell William Savory

Warren Patrick Campbell

Warren Campbell

George Higgs

Barbara Loevy

David Arnold

David Neil Arnold

TIPS

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

CREDIT INSURANCE

FDCPA

UNSECURED DEBT

FCRA

NONEXEMPT PROPERTY

GUARANTOR

LIABILITY

NUISANCE FEES

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