Memphis Credit & Debt Lawyer, Tennessee

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Robert Wayne Mcpherson

Litigation, Wills & Probate, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

1621 Carr Ave, Memphis, TN 38104

Robert Mcpherson

Litigation, Wills & Probate, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

1621 Carr Ave, Memphis, TN 38104

Russell William Savory

Litigation, Reorganization, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

1299 Carr Ave, Memphis, TN 38104

Mike Patton

Credit & Debt, Personal Injury, Construction, Commercial Real Estate

Status: In Good Standing Licensed: 39 Years

CONTACT

165 Madison Ave., Memphis, TN 38103

Edward Franklin Childress

Litigation, Reorganization, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

165 Madison Ave, Memphis, TN 38103

Philip Frederick Counce

Business, Reorganization, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

3333 Poplar Ave, Memphis, TN 38111

Philip Frederick Counce

Business, Reorganization, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

3333 Poplar Ave, Memphis, TN 38111

Kavita Goswamy Shelat

Real Estate, Litigation, Business, Credit & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

160 S Hollywood Ave, Memphis, TN 38112

Frank Childress

Litigation, Banking & Finance, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

165 Madison Ave., Memphis, TN 38103

Will Edgar Cochran

Health Care, Environmental Law Other, Insurance, Credit & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

530 Oak Court Dr, Memphis, TN 38117

800-923-0641

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LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

... The homeowners subsequently refinanced their home with a bank. The bank paid off the homeowners' debt to the credit union, and recorded its own deed of trust securing its loan. At that same time, the loan and deed of trust was assigned to a second bank. ...

PHOENIX CREDIT v. Akers

... Appellant obtained a credit card from Appellee's predecessor in interest, and defaulted on payment of the debt. ... Ms. Akers made payments on the credit card debt, including a payment of $136.00 on February 17, 2005, and a payment of $131.00 on March 18, 2005. ...

Ford Motor Credit Company v. Luna

... Luna asserted that the Marshall County courts lacked jurisdiction over Ford Credit's action because he had previously filed a lawsuit in federal court for violation of the Fair Debt Collection Practices Act, and because Ford Credit's action was filed in retaliation for his federal ...

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Memphis Credit & Debt Lawyer, Tennessee

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Robert Wayne Mcpherson

Robert Mcpherson

Russell William Savory

Mike Patton

Edward Franklin Childress

Philip Frederick Counce

Philip Frederick Counce

Kavita Goswamy Shelat

Frank Childress

Will Edgar Cochran

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LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

PRESUMED ABUSE

SUBROGATION

CREDITOR

MEANS TEST

LIMITED PARTNERSHIP

DISPOSABLE INCOME

PREFERENCE

IRS EXPENSES

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

PHOENIX CREDIT v. Akers

Ford Motor Credit Company v. Luna

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