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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Mark Epstein

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Employment, Real Estate, Bankruptcy & Debt

We are a small neighborhood law firm that works hard to provide affordable quality legal services to our clients. We concentrate primarily in Bankrupt... (more)

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800-799-9331

272 Saint Charles Ave, San Francisco, CA 94132

Carl Gustafson

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Bankruptcy & Debt

Carl R. Gustafson is a Certified Bankruptcy Law Specialist with the California Board of Legal Specialization! In 2003, Carl graduated from UCLA Mag... (more)

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CONTACT

800-722-6578

24301 Southland Dr., Hayward, CA 94545

Carl Richard Gustafson

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Bankruptcy & Debt

Carl R. Gustafson is a Certified Bankruptcy Law Specialist with the California Board of Legal Specialization! In 2003, Carl graduated from UCLA Mag... (more)

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CONTACT

800-722-6578

1525 Contra Costa Blvd, Pleasant Hill, CA 94523

Patrick McMahon

Bankruptcy

Status: In Good Standing

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703 Market Street, San Francisco, CA 94103

Jerome J. Ghigliotti

Administrative Law, Dispute Resolution, Collection, Commercial Leasing

Status: In Good Standing

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870 Market Street, San Francisco, CA 94102

Randall Kay

Dispute Resolution, Collection, Contract, Litigation, Arbitration

Status: In Good Standing

FREE CONSULTATION

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1335 Sutter Street, San Francisco, CA 94109

George S. Trevor

Complex Litigation, Arbitration, Federal Appellate Practice, Bankruptcy Litigation

Status: In Good Standing

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44 Montgomery Street, San Francisco, CA 94104

James A. Pixton

Litigation, Family Law, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

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1516 Oak Street, Alameda, CA 94501

Jeff D. Hoffman

Accident & Injury, Consumer Bankruptcy, Medical Malpractice, Car Accident, Collection

Status: In Good Standing

FREE CONSULTATION

CONTACT

825 Washington, Oakland, CA 94607

Matthew M. Spielberg

Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt

Status: In Good Standing

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21855 Redwood Road, Castro Valley, CA 94546

800-923-0641

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LEGAL TERMS

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CREDIT FILE

See credit report.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

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San Francisco Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

Mark Epstein

Carl Gustafson

Carl Richard Gustafson

Patrick McMahon

Jerome J. Ghigliotti

Randall Kay

George S. Trevor

James A. Pixton

Jeff D. Hoffman

Matthew M. Spielberg

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LEGAL TERMS

LIMITED PARTNERSHIP

NO-FAULT INSURANCE

LIEN

MEANS TEST

DEFINED CONTRIBUTION PLAN

CREDIT FILE

DISCHARGEABLE DEBTS

PREFERENCE

IRS EXPENSES

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