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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Annette Lee Holland

Real Estate, Civil Rights, Bankruptcy, Accident & Injury

Status: In Good Standing Licensed: 34 Years

CONTACT

90 S E St, Santa Rosa, CA 95402

Matthew Allen Chavez

Estate Planning, Civil Rights, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

3333 Mendocino Ave, Santa Rosa, CA 95403

Kristina Kathlene Guth

Estate Planning, Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

3142 Montecito Meadow Dr, Santa Rosa, CA 95404

Paul Merner Jamond

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 50 Years

CONTACT

718 Orchard St, Santa Rosa, CA 95404

Jerry Dale Threet

Commercial Real Estate, Administrative Law, Consumer Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

825 College Ave, Santa Rosa, CA 95404

Ronald Frederick Remmel

Construction, Insurance, Collection

Status: Inactive Licensed: 45 Years

CONTACT

3635 Stallion Dr, Santa Rosa, CA 95404

Myles Robert Dresslove

Business, Bankruptcy & Debt, International, Tax, Real Estate

Status: In Good Standing Licensed: 45 Years

CONTACT

950 College Ave, Santa Rosa, CA 95404

Kadin Wesley Blonski

Trusts, Family Law, Elder Law, Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

1275 4Th St, Santa Rosa, CA 95404

Bob Haroche

Commercial Real Estate, Real Estate, Litigation, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

121 N Main St, Sebastopol, CA 95472

David Nyle Chandler

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 50 Years

CONTACT

1747 4Th St, Santa Rosa, CA 95404

800-923-0641

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LEGAL TERMS

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

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Windsor Bankruptcy & Debt Lawyer, California, page 3

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Annette Lee Holland

Matthew Allen Chavez

Kristina Kathlene Guth

Paul Merner Jamond

Jerry Dale Threet

Ronald Frederick Remmel

Myles Robert Dresslove

Kadin Wesley Blonski

Bob Haroche

David Nyle Chandler

TIPS

LEGAL TERMS

DISCHARGEABLE DEBTS

ADMINISTRATIVE EXPENSES

DEFINED CONTRIBUTION PLAN

DOING BUSINESS AS (DBA)

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

ABUSE

SOLE PROPRIETORSHIP

TRUTH IN LENDING ACT (TILA)

INTEREST

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