West Palm Beach Bankruptcy & Debt Lawyer, Florida

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Michael Johnson
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Law Offices Of Michael H. Johnson, P.A.
3601 W. Commercial Blvd Suite 31 Fort Lauderdale, FL 33309» view map
Bankruptcy & Debt
Experienced Legal Guidance

I know how important getting out of debt can be, and I’m committed to providing innovative, effective solutions to help you have a brighter future.

800-773-6441
1. Michael Johnson Fort Lauderdale, FL
  Attorney at Law, FL
  Shepard Broad Law Center, J.D. 1998
2. AboutLaw Offices Of Michael H. Johnson, P.A.
  Experienced Legal Guidance
3. Practice AreasExpertise
  Bankruptcy & Debt
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Michael K. Bregman

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Accident & Injury, Wrongful Death, Foreclosure, Credit & Debt, Discrimination

We provide personal attention for your personal injuries

The Law Offices of Michael K. Bregman, P.A. has helped thousands of clients that have been injured due to the negligence of others. We are available ... (more)

FREE CONSULTATION

CONTACT

800-899-9240

1896 Palm Beach Lakes Boulevard, West Palm Beach, FL 33409

Bruce S. Rosenwater

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Bankruptcy & Debt, Divorce & Family Law, Real Estate, Estate, Accident & Injury

Attorney Bruce S. Rosenwater was born in Cleveland, Ohio. He is a veteran attorney, having assisted Floridians for more than 30 years. Bruce founded a... (more)

CONTACT

561-688-0991

1601 Forum Pl, West Palm Beach, FL 33401

Tania Ochoa

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Bankruptcy & Debt

Proudly taking General Bankruptcy Matters, Chapter 7 Bankruptcy, and Chapter 13 Bankruptcy cases from West Palm Beach Florida.

CONTACT

561-355-5177

2001 Palm Beach Lakes Blvd, West Palm Beach, FL 33409

David Philip Slater

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Real Estate, Litigation, Collection, Wills & Probate

David P. Slater has over 30 years of litigation and general practice experience and handles all accident cases from investigation through trial, inclu... (more)

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561-998-9401

5154 Windsor Parke Dr, Boca Raton, FL 33496

Myles Brian Schlam

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Criminal, Divorce & Family Law, Lawsuit & Dispute, Bankruptcy & Debt, Estate

We handle criminal defense cases including DUI’s, general civil, and FL Marchman Act cases.

Myles Schlam is a practicing lawyer in the state of Florida. He received his J.D. from St. Thomas University School of Law in 2002.

CONTACT

800-884-0801

3594 S Ocean Blvd, Boca Raton, FL 33487

Mark R. Osherow

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Civil Rights, Bankruptcy, Construction, Contract, Intellectual Property

Mark R. Osherow is a Florida Bar Board Certified Specialist in Business Litigation with over 30 years of experience. He has practiced for most of thos... (more)

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561-257-0880

2101 N.W. Corporate Blvd., Boca Raton, FL 33431

Toni B. Ross

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Divorce & Family Law, Estate, Wills & Probate, Bankruptcy & Debt

Attorney Ross is a practicing lawyer in the state of Florida.

FREE CONSULTATION

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561-414-5647

550 Glaze Road, Boca Raton, FL 33431

Michael H Johnson

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Bankruptcy & Debt

After over two decades of practicing law, attorney Michael H. Johnson has accumulated an expansive knowledge of bankruptcy law and effective solutions... (more)

CONTACT

800-773-6441

3601 W. Commercial Blvd, Fort Lauderdale, FL 33309

Jason Ari Smith

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Business, Real Estate, Lawsuit & Dispute, Employment, Bankruptcy & Debt

Jason focuses his practice on complex civil litigation involving business and real estate matters. In his business litigation practice, Jason has exp... (more)

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800-734-8131

2475 Primrose Place, Fort Lauderdale, FL 33309

L. Louis Mrachek

Class Action, Arbitration, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

505 S. Flagler Dr., West Palm Beach, FL 33401

800-923-0641

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800-943-8690

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LEGAL TERMS

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

COLLATERAL

Property that guarantees payment of a secured debt.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

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West Palm Beach Bankruptcy & Debt Lawyer, Florida

Sponsored Law Firm

Law Offices Of Michael H. Johnson, P.A.

SPONSORED LAWYERS

Michael K. Bregman

Bruce S. Rosenwater

Tania Ochoa

David Philip Slater

Myles Brian Schlam

Mark R. Osherow

Toni B. Ross

Michael H Johnson

Jason Ari Smith

L. Louis Mrachek

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LEGAL TERMS

MEANS TEST

COLLATERAL

DEBT COLLECTOR

BULK SALES LAW

REAFFIRMATION

CHAPTER 13 BANKRUPTCY

TRUTH IN LENDING ACT (TILA)

COSIGNER

SECRET WARRANTY PROGRAM

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