Alabama Credit & Debt Lawyer

When a property owner defaults on his or her mortgage, the mortgage lender will typically foreclose on the property. This means, take it away from the property owner and make some attempt to resell it at what is known as a “trustee sale.”

Purchasing a 1-4 family property (which typically includes single-family homes up to four-unit residential buildings) after a foreclosure can be a viable option for buyers.

Newport Beach Real Estate Attorneys explain how foreclosure is a daunting word that strikes fear into the hearts of homeowners facing financial difficulties. However, with the right knowledge and proactive measures, it is possible to avoid foreclosure and protect your valuable assets. In this blog post, we will delve into the circumstances under which a creditor can foreclose on your assets and explore effective strategies to steer clear of this predicament.

Learn all you need about the statute of limitations in collection defense cases. What is the "statute of limitations"? Are you obligated to pay your debt after the statute of limitations expires? Find out.

Learn about debt collectors' theory of "account stated" to prove their collection account. Arm yourselves with the best defenses.

Discussion of options available to save your home

In today’s digital world, credit plays a significant role in determining one’s future. Therefore, it’s no surprise that many ask if hiring a lawyer is the right way to fix your credit. Let’s explore the difference between credit repair companies and lawyers.  They each have something unique to offer.  But every situation is individual, and it’s up to you to decide what you need.

What if I Can’t Pay My Installment Agreement?

The Supreme Court erred in the Mission Products Holding v. Tempnology case by ignoring the difference between the bankruptcy estate and the debtor.