Cisco Bankruptcy & Debt Lawyer, Georgia, page 2

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Chuck Douglas
About | Practice Areas
Wakhisi-Douglas LLC
2002 Summit Boulevard Suite 300 Atlanta, GA 30319» view map
Bankruptcy & Debt
We Fight Back and Win in Court

We’ve won hundreds of cases, and we’ve developed a reputation for resolving complex disputes favorably for our clients.

800-978-8941
1. Chuck Douglas Atlanta, GA
  Attorney at Law- GA
  Georgia State University College of Law, J.D. 2009
2. AboutWakhisi-Douglas LLC
  We Fight Back and Win in Court
3. Practice AreasExpertise
  Bankruptcy & Debt
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Robert Douglas Jenkins

Entertainment, Family Law, Felony, Bankruptcy, Accident & Injury

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CONTACT

Dalton, GA 30722

Tommy D. Goddard

Landlord-Tenant, Workers' Compensation, Felony, Collection

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CONTACT

2716 Cleveland Highway, Dalton, GA 30721

Daniel Ricci Saeger

Government, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 13 Years

CONTACT

706 South Thornton Avenue, Dalton, GA 30720

Joshua Joseph Smith

Landlord-Tenant, Child Custody, Bankruptcy, Animal Bite

Status: Licensed: 24 Years

CONTACT

Dalton, GA 30722

John P. Neal

Reorganization

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CONTACT

349 Ivey Gate Ridge, Dalton, GA 30720

James H. Bisson

Lawsuit & Dispute, Government, Business & Trade, Bankruptcy & Debt

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707 Greenwood Drive, Dalton, GA 30720

Bree Kellett Lowry

Divorce, Divorce & Family Law, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 10 Years

CONTACT

425 West First Street, Blue Ridge, GA 30513

Margaret Lynne Wagoner

Real Estate, Sexual Harassment, Divorce, Bankruptcy

Status: Licensed: 38 Years

CONTACT

Blue Ridge, GA 30513

Donna Lynn Harding

Military & Veterans Appeals, Consumer Rights, Property & Casualty, Bankruptcy

Status:

CONTACT

1989 Maxwell Road, Blue Ridge, GA 30513

Karen H. Brouse

Trusts, Family Law, Contract, Bankruptcy

Status: Licensed: 23 Years

CONTACT

Blue Ridge, GA 30513

800-814-6700

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LEGAL TERMS

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

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Cisco Bankruptcy & Debt Lawyer, Georgia, page 2

Sponsored Law Firm

Wakhisi-Douglas LLC

SPONSORED LAWYERS

Robert Douglas Jenkins

Tommy D. Goddard

Daniel Ricci Saeger

Joshua Joseph Smith

John P. Neal

James H. Bisson

Bree Kellett Lowry

Margaret Lynne Wagoner

Donna Lynn Harding

Karen H. Brouse

TIPS

LEGAL TERMS

401(K) PLAN

DEBIT CARD

CHAPTER 13 BANKRUPTCY

ACCORD AND SATISFACTION

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

LOSS DAMAGE WAIVER (LDW)

CREDITOR

GRACE PERIOD

BANKRUPTCY TRUSTEE

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