Kearney Motor Vehicle Lawyer, Missouri, page 6

... Claimant's policy providing uninsured motorist coverage states in relevant part: We will pay damages for bodily injury an insured is legally entitled to collect from the owner or driver of an uninsured motor vehicle. The bodily injury ...

... [6]. Because public entities act through their employees, actions against these entities to recover damages pursuant to the motor vehicle sovereign immunity waiver in section 537.600.1(1) must necessarily be brought under the doctrine of respondeat superior. Davis-Bey v. Mo. ...

... INSURING AGREEMENT. A. We will pay compensatory damages which an "insured" is legally entitled to recover from the owner or operator of an "underinsured motor vehicle" because of "bodily injury". ... When an insured is occupying a motor vehicle not owned by the insured ... ...