Orem Bankruptcy & Debt Lawyer, Utah

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Andrew Curtis
About | Practice Areas
Lincoln Law
921 West Center St Orem, UT 84057» view map
Bankruptcy & Debt
Committed to Our Clients

Lincoln Law was established to provide relief to those in debt. We've helped thousands of families regain control of their finances and live debt-free again.

800-404-0018
1. Andrew Curtis Orem, UT
  Attorney at Law - UT, 2011
  Oklahoma City University J.D. 2011
2. AboutLincoln Law
  Eliminate your debt by contacting Lincoln Law today.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Andrew Curtis

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Bankruptcy & Debt

Andrew Curtis graduated cum laude from the Oklahoma City University School of Law in 2011. Andrew won a CALI award for achieving the highest score in... (more)

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801-919-8095

921 West Center St, Orem, UT 84057

Adam C. Brown

Bankruptcy, Estate Planning, Family Law, Litigation

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University Office Park, 1360 South 740 East, Orem, UT 84097

David C. Heier

Criminal, Bankruptcy & Debt

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1329 S 800 E, Orem, UT 84097

Michael A. Parkes

Alimony & Spousal Support, Criminal, Bankruptcy Litigation, Child Support

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2696 North University Avenue, Provo, UT 84604

Brent J Jensen

Misdemeanor, Felony, DUI-DWI, Bankruptcy

Status: Licensed: 43 Years

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853 W Center St, Orem, UT 84057

Gary L. Chrystler

Collection, Misdemeanor, Accident & Injury, Business

Status: Licensed: 46 Years

FREE CONSULTATION

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2427 N. 850 W., Provo, UT 84604

Nelson T Abbott

Accident & Injury, Non-profit, Bankruptcy, Personal Injury

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3651 North 100 East, Provo, UT 84604

Blair R. Jackson

Accident & Injury, Bankruptcy & Debt, Criminal, Divorce & Family Law, Employment

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360 South Technology Court, Lindon, UT 84042

Douglas L Barrett

Litigation, Elder Law, Bankruptcy, Bankruptcy & Debt

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CONTACT

1149 W Center Street, Orem, UT 84057

Justin R. Elswick

Commercial Leasing, Age Discrimination, Business Organization, Collection, Real Estate

Status: Licensed: 24 Years

CONTACT

2696 N University Ave, Provo, UT 84604

800-814-6700

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LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

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Orem Bankruptcy & Debt Lawyer, Utah

Sponsored Law Firm

Lincoln Law

SPONSORED LAWYERS

Andrew Curtis

Adam C. Brown

David C. Heier

Michael A. Parkes

Brent J Jensen

Gary L. Chrystler

Nelson T Abbott

Blair R. Jackson

Douglas L Barrett

Justin R. Elswick

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LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

CHAPTER 13 BANKRUPTCY

NONEXEMPT PROPERTY

COLLECTION AGENCY

IRS EXPENSES

CREDIT BUREAU

BULK SALES LAW

401(K) PLAN

UNSECURED DEBT

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