Paupack Reorganization Lawyer, Pennsylvania, page 2

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Vincent Rubino
About | Practice Areas
Newman Williams, P.C.
712 Monroe St P.O. Box 511 Stroudsburg, PA 18360» view map
Bankruptcy & Debt
A Legacy Of Solving Clients' Problems

We are proud to uphold a decades-long tradition of serving clients with courtesy, honesty and integrity. We have been here for you, and we will continue assistance into the future.

570-421-9090
1. Vincent Rubino Stroudsburg, PA
  Attorney at Law - PA, 1987
  Hofstra University J.D. 1987
2. AboutNewman Williams, P.C.
  A Tradition Of Service And Results
3. Practice AreasExpertise
  Bankruptcy & Debt
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Chris H. Kang

Litigation, Credit & Debt, Real Estate

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434 Lackawanna Avenue, Scranton, PA 18503

Raymond William Ferrario

Lawsuit & Dispute, Estate, Divorce & Family Law, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 44 Years

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538 Spruce St, Scranton, PA 18503

Ronald J. Mishkin

Litigation, Family Law, Bankruptcy, Personal Injury, Car Accident

Status: Licensed: 55 Years

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712 Monroe St, Stroudsburg, PA 18360

Kim M. Diddio

Bankruptcy & Debt, Bankruptcy, Credit & Debt

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17 North 6Th Street, Stroudsburg, PA 18360

David W. Skutnik

Bankruptcy, Criminal, Real Estate, Deportation

Status: Licensed: 40 Years

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46 N 6th St, Stroudsburg, PA 18360

Steven Ronald Savoia

Misdemeanor, Civil & Human Rights, Commercial Bankruptcy, Bankruptcy & Debt

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621 Ann St, Stroudsburg, PA 18360

Brett Riegal

Divorce & Family Law, Criminal, Bankruptcy & Debt, Accident & Injury

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18 North 8th Street, Stroudsburg, PA 18360

Joseph Michael Blazosek

Accident & Injury, Bankruptcy, Criminal, Estate, Traffic

Status: Licensed: 44 Years

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341 Wyoming Avenue, Pittston, PA 18643

Jason P Provinzano

Workers' Compensation, Banking & Finance, Bankruptcy, Personal Injury

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16 W Northampton, Wilkes Barre, PA 18701

Chris H. Kang

Litigation, Credit & Debt, Real Estate

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600 Third Avenue, Kingston, PA 18704

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

FCBA

See Fair Credit Billing Act.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

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Paupack Reorganization Lawyer, Pennsylvania, page 2

Sponsored Law Firm

Newman Williams, P.C.

SPONSORED LAWYERS

Chris H. Kang

Raymond William Ferrario

Ronald J. Mishkin

Kim M. Diddio

David W. Skutnik

Steven Ronald Savoia

Brett Riegal

Joseph Michael Blazosek

Jason P Provinzano

Chris H. Kang

TIPS

LEGAL TERMS

SETOFF

PRESUMED ABUSE

CREDIT BUREAU

LIQUIDATING PARTNER

CREDIT COUNSELING

FORBEARANCE

SOLE PROPRIETORSHIP

FCBA

GENERAL PARTNER

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