Roselle Collection Lawyer, Illinois

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John Lynch
About | Practice Areas
Lynch Law, LLC
300 E 5th Ave Suite 360 Naperville, IL 60563» view map
Bankruptcy & Debt Law
A Family Approach To Law

Legal matters should only be dealt with by people you trust. Who can you rely on more than people who treat you like family? Trust us to help you today.

800-952-9511
1. John Lynch Naperville, IL
  Attorney at Law- IL, 1998
  Shepard Broad Law Center, J.D. 1998
2. AboutLynch Law, LLC
  A Family Approach To Law
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Michael T. Nigro

Commercial Real Estate, Transactions, Business, Collection

Status:

CONTACT

1 Tiffany Pointe, Bloomingdale, IL 60108

Mark Gryska

Landlord-Tenant, Workers' Compensation, Collection, Personal Injury

Status: Licensed: 40 Years

CONTACT

1 Tiffany Pt, Bloomingdale, IL 60108

John Zinke

Bankruptcy, Collection, Transactions, Land Use & Zoning, Commercial Real Estate

Status: Licensed: 35 Years

CONTACT

Carol Stream, IL 60188

Gregory Gerard

Collection

Status: Licensed: 33 Years

CONTACT

Schaumburg, IL 60168

Dennis Roger Torii

Trusts, Child Custody, Criminal, Collection

Status: Licensed: 54 Years

CONTACT

Medinah, IL 60157

Stephen Prazuch

Collection

Status: Licensed: 35 Years

CONTACT

Schaumburg, IL 60168

Bruce Dopke

Litigation, Collection, Bankruptcy

Status: Licensed: 45 Years

CONTACT

1535 West Schaumburg Road, Schaumburg, IL 60194

John Pucin

Immigration, Wrongful Termination, Children's Rights, Collection

Status: Licensed: 33 Years

CONTACT

1699 East Woodfield Road, Schaumburg, IL 60173

800-814-6700

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

FCBA

See Fair Credit Billing Act.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

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Roselle Collection Lawyer, Illinois

Sponsored Law Firm

Lynch Law, LLC

SPONSORED LAWYERS

Michael T. Nigro

Mark Gryska

John Zinke

Gregory Gerard

Dennis Roger Torii

Stephen Prazuch

Bruce Dopke

John Pucin

TIPS

LEGAL TERMS

CHAPTER 13 BANKRUPTCY

CREDIT BUREAU

CREDITOR

DISCHARGEABLE DEBTS

ABUSE

REDEMPTION

FCBA

COSIGNER

WORKOUT

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