Saint Paul Bankruptcy & Debt Lawyer, Oregon, page 2

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Karen Michelle Smith

Corporate, Land Use & Zoning, Bankruptcy, Family Law
Status:  Inactive *Status is reviewed annually. For latest information visit here           Licensed:  22 Years

Gina Anne Johnnie

Construction, Civil Rights, Banking & Finance, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  38 Years

Edward Seyferth Mcglone

Employment Discrimination, Civil Rights, Administrative Law, Credit & Debt, Personal Injury
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Kevin Travis Christiansen

Election & Political, Labor Legislation, Administrative Law, Credit & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  26 Years

Erich M D Paetsch

Foreclosure, Civil Rights, Contract, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  26 Years

Hafez Daraee

Collection, Corporate, Civil Rights, Family Law
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  32 Years

A. Richard Vial

Construction, Aviation, Civil Rights, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  44 Years

William Parker

Bankruptcy & Debt, Consumer Bankruptcy, Commercial Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Fred Millard

Insurance, Credit & Debt, Military, Real Estate
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Jeffrey Gravatt Schumacher

Land Use & Zoning, Business & Trade, Contract, Commercial Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  23 Years

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)
A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)
In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)
Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)
A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

FCRA

See Fair Credit Reporting Act.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)
The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)
A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)
Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

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