Raleigh Bankruptcy & Debt Lawyer, North Carolina

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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2. Email
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Sarah Kristin Thacker

✓ VERIFIED

Bankruptcy & Debt, Estate, Business

Sarah Thacker is a practicing lawyer in the state of North Carolina handling Bankruptcy and Tax matters.

CONTACT

817-403-9286

1135 Kildaire Farm Rd, Cary, NC 27511

Erica Ferranti

Bankruptcy, Elder Law, Estate Administration, Estate Planning

Status: In Good Standing

CONTACT

150 Fayetteville Street, Raleigh, NC 27601

C. Miller Sigmon

Bankruptcy, Corporate, Collection, Credit & Debt

Status: In Good Standing

CONTACT

Raleigh, NC 27619

W. Sidney Aldridge

Construction, Corporate, Business Organization, Bankruptcy

Status: In Good Standing

CONTACT

3700 Glenwood Avenue, Raleigh, NC 27612

J. Christopher Jackson

Corporate, Collection, Constitutional Law, Contract

Status: In Good Standing

CONTACT

301 Glenwood Avenue, Raleigh, NC 27603

Terry D. Fisher

Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

401 North Mangum Street, Durham, NC 27701

Ruben Fernandez

Bankruptcy, Bankruptcy Litigation, Corporate, Business Organization

Status: In Good Standing

FREE CONSULTATION

CONTACT

400 W. Main St., Durham, NC 27701

Allen T. Wiggins

Construction Liens, Construction Contracts, Construction, Collection

Status: In Good Standing

CONTACT

411 Andrews Road, Durham, NC 27705

Judith M. Hauser

Real Estate, Elder Law, Civil Rights, Bankruptcy

Status: In Good Standing

CONTACT

127 W King Street, Hillsborough, NC 27278

T. Allen Gardner

Family Law, Personal Injury, Bankruptcy, Trusts

Status: In Good Standing

CONTACT

201 Court Street, Louisburg, NC 27549

800-923-0641

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LEGAL TERMS

CREDIT FILE

See credit report.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

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Raleigh Bankruptcy & Debt Lawyer, North Carolina

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Sarah Kristin Thacker

Erica Ferranti

C. Miller Sigmon

W. Sidney Aldridge

J. Christopher Jackson

Terry D. Fisher

Ruben Fernandez

Allen T. Wiggins

Judith M. Hauser

T. Allen Gardner

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LEGAL TERMS

CREDIT FILE

GARNISHMENT

CREDIT INSURANCE

FORBEARANCE

S CORPORATION

PREFERENCE

FAIR CREDIT BILLING ACT (FCBA)

GUARANTEED RESERVATION

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

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