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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Sandra A. Ference Cicirelli

Family Law, Consumer Bankruptcy, Criminal

Status: In Good Standing Licensed: 39 Years

CONTACT

36675 Ford Rd, Westland, MI 48185

David L. Mckee

Litigation, Employee Rights, Contract, Bankruptcy

Status: In Good Standing Licensed: 25 Years

CONTACT

45736 Sheffield Dr, Novi, MI 48374

Michael S. Szuba

Other, Litigation, Government, Consumer Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

40600 Ann Arbor Rd E, Plymouth, MI 48170

Jonnie Lynn Powers

Estate Planning, Estate, Consumer Rights, Consumer Bankruptcy

Status: In Good Standing Licensed: 10 Years

CONTACT

302 W Main St, Northville, MI 48167

Alvin H. Rightler

Federal Appellate Practice, Estate Planning, Elder Law, Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

8163 Grand River Rd, Brighton, MI 48114

Daniel William Cherry

Administrative Law, Real Estate, Consumer Bankruptcy, Intellectual Property

Status: In Good Standing Licensed: 11 Years

CONTACT

1333 Ann Arbor Rd W, Plymouth, MI 48170

Edward Shaw

Child Support, Consumer Protection, Collection, Bankruptcy

Status: In Good Standing Licensed: 35 Years

CONTACT

42705 Grand River Ave, Novi, MI 48375

K. J. Miller

Litigation, Insurance, Consumer Bankruptcy, Household Mold

Status: In Good Standing Licensed: 24 Years

CONTACT

17584 N Laurel Park Dr, Livonia, MI 48152

Robin Z. Zdrodowski

Estate, Consumer Rights, Consumer Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

40600 Ann Arbor Rd E, Plymouth, MI 48170

800-923-0641

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

FDCPA

See Fair Debt Collections & Practices Act.

COLLATERAL

Property that guarantees payment of a secured debt.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

CREDIT FILE

See credit report.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

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Ann Arbor Bankruptcy Lawyer, Michigan, page 5

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Sandra A. Ference Cicirelli

David L. Mckee

Michael S. Szuba

Jonnie Lynn Powers

Alvin H. Rightler

Daniel William Cherry

Edward Shaw

K. J. Miller

Robin Z. Zdrodowski

TIPS

LEGAL TERMS

REAFFIRMATION

FDCPA

COLLATERAL

TRADE DRESS

FAIR CREDIT REPORTING ACT (FCRA)

ABUSE

CREDIT FILE

SECURED DEBT

MEETING OF CREDITORS

SAMPLE LEGAL CASES

RDM Holdings, Ltd. v. Continental Plastics Co.

Gulf Underwriters Ins. Co. v. McCLAIN INDUSTRIES, INC.

MICHIGAN COMMERCE BANK v. PALMS INVESTMENTS, LLC

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