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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Curtis G. Broughton

Accident & Injury, Bankruptcy & Debt, Divorce & Family Law, Estate

Status: In Good Standing Licensed: 32 Years

CONTACT

808 W Cedar St, Standish, MI 48658

Stephen H. Naegele

Bankruptcy, Criminal

Status: Inactive Licensed: 53 Years

CONTACT

314 Newman St, East Tawas, MI 48730

Jill L. Schmidt

Real Estate, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 29 Years

CONTACT

24 E Main St, Sebewaing, MI 48759

Ann Victoria Hopcroft

Social Security, Elder Law, Contract, Bankruptcy

Status: In Good Standing Licensed: 46 Years

CONTACT

Oscoda, MI 48750

Adam C. Reddick

Civil Rights, Administrative Law, Bankruptcy, Wrongful Death

Status: In Good Standing Licensed: 17 Years

CONTACT

3906 N Euclid Ave, Bay City, MI 48706

Kimberly A. Kramer

Foreclosure, Credit & Debt, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

916 Washington Ave, Bay City, MI 48708

James J. Hayes

Accident & Injury, Bankruptcy, Employment, Estate

Status: In Good Standing Licensed: 44 Years

CONTACT

916 Washington Ave, Bay City, MI 48707

Henry Sefcovic

Foreclosure, International Tax, Collection, Bankruptcy

Status: In Good Standing

CONTACT

306 Fifth Street, Bay City, MI 48708

Kenneth M. Malkin

Landlord-Tenant, Medical Products & Devices, Federal Appellate Practice, Collection

Status: In Good Standing Licensed: 40 Years

CONTACT

4718 Willow Dr, Bay City, MI 48706

Randall L. Frank

Bankruptcy

Status: In Good Standing Licensed: 43 Years

CONTACT

916 Washington Ave, Bay City, MI 48707

800-923-0641

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LEGAL TERMS

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

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Au Gres Bankruptcy & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Curtis G. Broughton

Stephen H. Naegele

Jill L. Schmidt

Ann Victoria Hopcroft

Adam C. Reddick

Kimberly A. Kramer

James J. Hayes

Henry Sefcovic

Kenneth M. Malkin

Randall L. Frank

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LEGAL TERMS

CREDIT INSURANCE

ABUSE

PREFERENCE

FRAUDULENT TRANSFER

LIEN

DISCHARGEABLE DEBTS

ADMINISTRATIVE EXPENSES

CURRENT MONTHLY INCOME

HOUSEHOLDER

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