Beaver Island Bankruptcy & Debt Lawyer, Michigan, page 4

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
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Mauraleen A. Snabes

Real Estate, Business

Status: In Good Standing Licensed: 30 Years

CONTACT

802 Bridge St, Bay Shore, MI 49720

Kim Robin Kolb

General Practice

Status: Inactive Licensed: 44 Years

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4737 Lake Shore Dr, Bay Shore, MI 49720

Kim R. Kolb

General Practice

Status: Inactive Licensed: 44 Years

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4737 Lake Shore Dr, Bay Shore, MI 49720

Ann Miller Wood

General Practice

Status: Inactive Licensed: 45 Years

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W13060 Riverview Dr, Engadine, MI 49827

Donald L. Swank

Real Estate, Labor Law, Immigration

Status: In Good Standing Licensed: 56 Years

CONTACT

8950 Mount Mcsauba Rd, Bay Shore, MI 49720

Keith H. Miller

Intellectual Property

Status: In Good Standing Licensed: 56 Years

CONTACT

Harbor Springs, MI 49740

Lester N. Turner

Real Estate, Labor Law, Employment, Family Law

Status: In Good Standing Licensed: 65 Years

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1185 Hideaway Valley Dr, Good Hart, MI 49740

Russell J. Martin

Labor Law, Employment

Status: In Good Standing Licensed: 53 Years

CONTACT

3721 N Lake Shore Dr, Good Hart, MI 49740

Richard L. Kozlowski

General Practice

Status: Inactive Licensed: 67 Years

CONTACT

732 Greenway Dr, Good Hart, MI 49740

Oliver E. Todd

General Practice

Status: Inactive Licensed: 58 Years

CONTACT

8120 Susan Shores Dr, Bay Shore, MI 49720

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

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Beaver Island Bankruptcy & Debt Lawyer, Michigan, page 4

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Mauraleen A. Snabes

Kim Robin Kolb

Kim R. Kolb

Ann Miller Wood

Donald L. Swank

Keith H. Miller

Lester N. Turner

Russell J. Martin

Richard L. Kozlowski

Oliver E. Todd

TIPS

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

SUBROGATION

COLLECTION AGENCY

DISCHARGE (OF DEBTS)

GUARANTOR

FAIR LABOR STANDARDS ACT (FLSA)

LIEN

ACCORD AND SATISFACTION

ABUSE

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