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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Jason Engram

Landlord-Tenant, Trusts, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

515 Ship St, Saint Joseph, MI 49085

Donna B. Howard

Criminal, Collection

Status: In Good Standing Licensed: 27 Years

CONTACT

811 Port St, Saint Joseph, MI 49085

Stephen William Smith

Construction, Agriculture, Contract, Credit & Debt

Status: In Good Standing

CONTACT

800 Ship St, Saint Joseph, MI 49085

Katherine Walke

Federal Appellate Practice, Government, Business & Trade, Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

2221 Hanley Rd S, Saint Joseph, MI 49085

Gregory P. Cleveland

Criminal, Collection

Status: In Good Standing Licensed: 42 Years

CONTACT

2072 Elm Ter, Benton Harbor, MI 49022

Gennelia Capobres Laluna-Schaeffer

Accident & Injury, Divorce & Family Law, Bankruptcy & Debt, Estate

Status: In Good Standing Licensed: 22 Years

CONTACT

511 Renaissance Dr, Saint Joseph, MI 49085

Tricia Lyn Smith

Federal Appellate Practice, Labor Law, Family Law, Collection

Status: In Good Standing Licensed: 9 Years

CONTACT

107 Pennsylvania Ave, Dowagiac, MI 49047

800-923-0641

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

CCCS

See Consumer Credit Counseling Service.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

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Berrien Springs Bankruptcy & Debt Lawyer, Michigan

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Marrs & Terry, PLLC

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Jason Engram

Donna B. Howard

Stephen William Smith

Katherine Walke

Gregory P. Cleveland

Gennelia Capobres Laluna-Schaeffer

Tricia Lyn Smith

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LEGAL TERMS

INTEREST

TRADE NAME

DISPOSABLE INCOME

CCCS

LIQUIDATING PARTNER

NO-FAULT INSURANCE

C CORPORATION

CREDIT REPORT

TRUTH IN LENDING ACT (TILA)

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