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Chalcia Rainford
About | Practice Areas
Rainford Law Firm P.C.
4920 N Henry Blvd. Stockbridge, GA 30281» view map
Bankruptcy & Debt Law
Experienced Bankruptcy & Debt Lawyer

Regardless of your situation, Attorney Chalcia Rainford is more than happy to guide you in the direction that will be most beneficial for you!

800-632-9140
1. Chalcia Rainford Stockbridge, GA
  Attorney at Law - GA, 1994
  John Marshall Law School J.D.
2. AboutRainford Law Firm P.C.
  Over 20 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Matt Berry

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Bankruptcy & Debt, Social Security, Social Security -- Disability

Representing Georgia residents for over 30 years in Family Law, Bankruptcy and Social Security Disability.

FREE CONSULTATION

CONTACT

800-659-5561

2751 Buford Highway NE, Atlanta, GA 30324

Ralph S. Goldberg

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Bankruptcy & Debt, Lawsuit & Dispute, Civil & Human Rights

Ralph Goldberg has practiced law since 1975. He is a member of all courts in Georgia, and the Eleventh Circuit Court of Appeals, and Supreme Court of ... (more)

CONTACT

770-670-7343

3469 Lawrenceville Highway, Tucker, GA 30084

Serge Jerome

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Bankruptcy & Debt, Criminal, Traffic, Divorce & Family Law, Lawsuit & Dispute

Serge Jerome Jr. is a licensed Georgia Trial Attorney. He focuses his practice on Criminal Defense and Bankruptcy Law. He only cares about doing what'... (more)

FREE CONSULTATION

CONTACT

800-973-5371

1100 Peachtree Street NE, Atlanta, GA 30309

Peggy Jones Golden

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Bankruptcy & Debt, Accident & Injury, Divorce & Family Law, Criminal, Estate

Attorney Jones Golden is a practicing lawyer in the state of Georgia.

CONTACT

404-870-0887

1050 Spring Street, NW, Atlanta, GA 30309

Karen King

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Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt, Reorganization

We have helped thousands of clients avoid home foreclosure, car repossession and reduce their other debts. Our experienced team fully understands the... (more)

FREE CONSULTATION

CONTACT

800-892-3680

215 Pryor Street, Atlanta, GA 30303

Kirby Clements

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Criminal, Accident & Injury, Credit & Debt

Kirby Clements, Jr. is our senior trial attorney. He is admitted to practice in Georgia, New York and the District of Columbia. He is a member of the ... (more)

CONTACT

404-212-1928

3524 Habersham at Northlake Rd, Tucker, GA 30084

Boniface Gawain Echols

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Bankruptcy, Bankruptcy & Debt

Boniface Echols is a practicing lawyer in the state of Georgia.

CONTACT

800-463-3060

3340 Peachtree Road, Atlanta, GA 30326

Chuck Michael Douglas

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Bankruptcy & Debt, Lawsuit & Dispute, Criminal, Accident & Injury, Business

Fight Back and Win!

Chuck Douglas is a practicing lawyer in the state of Georgia. He received his J.D. from Georgia State University. He currently works for his privately... (more)

FREE CONSULTATION

CONTACT

800-978-8941

2002 Summit Boulevard, Atlanta, GA 30319

Brian Clark Near

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Bankruptcy & Debt, Business, Accident & Injury, Estate

Brian Near began his legal practice in 1989 with a law firm located in the former IBM Tower (One Atlantic Center) in midtown Atlanta. He later moved h... (more)

FREE CONSULTATION

CONTACT

800-893-2701

3945 Holcomb Bridge Road, Norcross, GA 30092

Nicole Carson

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Divorce & Family Law, Bankruptcy & Debt

Top-rated Family Law Attorney

FREE CONSULTATION

CONTACT

404-803-7518

3100 Interstate North Circle SE, Atlanta, GA 30339

800-923-0641

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

COLLATERAL

Property that guarantees payment of a secured debt.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

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Decatur Bankruptcy & Debt Lawyer, Georgia

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Rainford Law Firm P.C.

SPONSORED LAWYERS

Matt Berry

Ralph S. Goldberg

Serge Jerome

Peggy Jones Golden

Karen King

Kirby Clements

Boniface Gawain Echols

Chuck Michael Douglas

Brian Clark Near

Nicole Carson

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LEGAL TERMS

IRS EXPENSES

COLLATERAL

CURRENT MONTHLY INCOME

GENERAL PARTNER

NONEXEMPT PROPERTY

CREDIT BUREAU

SETOFF

SUBROGATION

CREDIT INSURANCE

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