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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
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Susanna Peters

General Practice

Status: In Good Standing Licensed: 33 Years

CONTACT

1400 Townsend Dr, Dodgeville, MI 49931

Susanna Peters

General Practice

Status: In Good Standing Licensed: 33 Years

CONTACT

1400 Townsend Dr, Dodgeville, MI 49931

Susanna Peters

General Practice

Status: In Good Standing Licensed: 33 Years

CONTACT

1400 Townsend Dr, Dodgeville, MI 49931

Evan A. Dixon

Eminent Domain, Intellectual Property, Biotechnology, Environmental Law

Status: In Good Standing Licensed: 33 Years

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1105 Jasper Ave, Dodgeville, MI 49931

Gregg R. Nominelli

Other, Employee Rights

Status: In Good Standing Licensed: 36 Years

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Hancock, MI 49930

John E. Berry

Family Law, Divorce & Family Law

Status: In Good Standing Licensed: 42 Years

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213 Calumet St, Lake Linden, MI 49945

Richard A. Ponnikas

General Practice

Status: In Good Standing Licensed: 31 Years

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Dollar Bay, MI 49922

Gerald G. Vairo

Labor Law, Employment

Status: In Good Standing Licensed: 59 Years

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46083 Bootjack Rd, Lake Linden, MI 49945

Valorie Eileen Troesch

General Practice

Status: Suspended Licensed: 44 Years

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Dollar Bay, MI 49922

Elizabeth Mary Tepfer

General Practice

Status: Deceased Licensed: 61 Years

CONTACT

1300 College Avenue, Dodgeville, MI 49931

800-923-0641

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LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

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Dollar Bay Credit & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Susanna Peters

Susanna Peters

Susanna Peters

Evan A. Dixon

Gregg R. Nominelli

John E. Berry

Richard A. Ponnikas

Gerald G. Vairo

Valorie Eileen Troesch

Elizabeth Mary Tepfer

TIPS

LEGAL TERMS

DISPOSABLE INCOME

AUTOMATIC STAY

TRUTH IN LENDING ACT (TILA)

GARNISHMENT

SECURED DEBT

CREDIT COUNSELING

ADMINISTRATIVE EXPENSES

COLLECTION AGENCY

DEBIT CARD

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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