Lowndes County, GA Bankruptcy & Debt Lawyers

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Chuck Douglas
About | Practice Areas
Wakhisi-Douglas LLC
2002 Summit Boulevard Suite 300 Atlanta, GA 30319» view map
Bankruptcy & Debt
We Fight Back and Win in Court

We’ve won hundreds of cases, and we’ve developed a reputation for resolving complex disputes favorably for our clients.

800-978-8941
1. Chuck Douglas Atlanta, GA
  Attorney at Law- GA
  Georgia State University College of Law, J.D. 2009
2. AboutWakhisi-Douglas LLC
  We Fight Back and Win in Court
3. Practice AreasExpertise
  Bankruptcy & Debt
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Thomas Dozier Lovett

Bankruptcy & Debt, Credit & Debt, Collection

Status: In Good Standing Licensed: 35 Years

FREE CONSULTATION

CONTACT

2912-b North Oak Street, Valdosta, GA 31602

Will Woodall

Business Organization, Banking & Finance, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 21 Years

CONTACT

1003 North Patterson Street, Valdosta, GA 31604

Charles Franklin Farrell

Bankruptcy, Bankruptcy & Debt, Professional Malpractice

Status: In Good Standing Licensed: 26 Years

CONTACT

100 N Patterson Street, Valdosta, GA 31601

Matthew Enos Eutzler

Dispute Resolution, Adoption, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

2611 North Patterson Street, Valdosta, GA 31604

David Eugene Mullis

Traffic, Civil Rights, Insurance, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

908 North Patterson Street, Valdosta, GA 31601

J. Stephen Gupton

Corporate, Civil Rights, Collection, Estate Planning

Status: In Good Standing

CONTACT

910 North Patterson Street, Valdosta, GA 31601

Orson Woodall

Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

1003 N. Patterson Street, Valdosta, GA 31601

Howard Dasher

Residential Real Estate, Commercial Real Estate, Real Estate, Credit & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

311 N. Patterson Street, Valdosta, GA 31601

John Edward Dalton

Real Estate, Estate, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

201 E. Gordon St., Valdosta, GA 31603

David Bradley Folsom

Real Estate, Government, Business, Credit & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

2611 N. Patterson Street, Valdosta, GA 31602

800-923-0641

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LEGAL TERMS

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

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Lowndes County, GA Bankruptcy & Debt Lawyers

Sponsored Law Firm

Wakhisi-Douglas LLC

SPONSORED LAWYERS

Thomas Dozier Lovett

Will Woodall

Charles Franklin Farrell

Matthew Enos Eutzler

David Eugene Mullis

J. Stephen Gupton

Orson Woodall

Howard Dasher

John Edward Dalton

David Bradley Folsom

TIPS

LEGAL TERMS

PRIORITY DEBT

SECRET WARRANTY PROGRAM

TRUTH IN LENDING ACT (TILA)

401(K) PLAN

UNDUE HARDSHIP

COSIGNER

TRADE NAME

MEETING OF CREDITORS

FAIR CREDIT REPORTING ACT (FCRA)

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