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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Kevin J. Wistrom

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Real Estate, Accident & Injury, Bankruptcy & Debt, Estate, Government

Wistrom Law is concentrated in Real Estate law with emphasis on Accident & Injury, Bankruptcy & Debt, Estate, Government and Medical Marijuana. He has... (more)

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800-805-1630

1 East Apple Avenue, Muskegon, MI 49442

Anna K. Urick Duggins

Estate Planning, Estate, Elder Law, Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

601 Terrace St, Muskegon, MI 49443

Austin Burwell Barnes

International Tax, Employment, Business, Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

2051 N Green Creek Rd, Muskegon, MI 49445

Brandon Deandre-Blair Davis

Government, Labor Law, Criminal, Collection

Status: In Good Standing Licensed: 14 Years

CONTACT

2743 Henry St, Muskegon, MI 49441

Christopher L. Kelly

Real Estate, Employee Rights, Business, Bankruptcy

Status: In Good Standing Licensed: 39 Years

CONTACT

601 Terrace St, Muskegon, MI 49440

Christopher A. Hemry

Family Law, Collection, Labor Law, Immigration

Status: In Good Standing

CONTACT

1050 Airport Rd, Muskegon, MI 49441

Christopher Scott Erickson

Estate, Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

3064 W Cleveland Rd, New Era, MI 49446

Daniel Luke Short

Juvenile Law, Medical Products & Devices, Family Law, Collection

Status: In Good Standing Licensed: 10 Years

CONTACT

990 Terrace St, Muskegon, MI 49442

David W. Garrett

Foreclosure, Employment Discrimination, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1732 Lakeshore Dr, Muskegon, MI 49441

Doris Marie Day-Winters

Divorce & Family Law, Criminal, Family Law, Collection

Status: In Good Standing Licensed: 21 Years

CONTACT

1515 Peck St, Muskegon, MI 49441

800-923-0641

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LEGAL TERMS

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

COLLATERAL

Property that guarantees payment of a secured debt.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

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Montague Bankruptcy & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Kevin J. Wistrom

Anna K. Urick Duggins

Austin Burwell Barnes

Brandon Deandre-Blair Davis

Christopher L. Kelly

Christopher A. Hemry

Christopher Scott Erickson

Daniel Luke Short

David W. Garrett

Doris Marie Day-Winters

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LEGAL TERMS

TRADE NAME

COSIGNER

REPOSSESSION

CREDIT BUREAU

REAFFIRMATION

PRESUMED ABUSE

BULK SALES LAW

COLLATERAL

NUISANCE FEES

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