Schoolcraft County, MI Credit & Debt Lawyers

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
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John R. Wood

Real Estate, Admiralty & Maritime, Administrative Law

Status: In Good Standing Licensed: 44 Years

CONTACT

127 S Cedar St, Manistique, MI 49854

Stephen L. Wood

Real Estate, Estate Planning, Family Law, Divorce & Family Law

Status: In Good Standing Licensed: 45 Years

CONTACT

127 S Cedar St, Manistique, MI 49854

Kathryn S. Denholm

Real Estate, Family Law, Criminal

Status: In Good Standing Licensed: 48 Years

CONTACT

210 1/2 Oak Sstreet, Manistique, MI 49854

Stephen L. Wood

Real Estate, Estate Planning, Family Law, Divorce & Family Law

Status: In Good Standing Licensed: 45 Years

CONTACT

127 S Cedar St, Manistique, MI 49854

John R. Wood

Real Estate, Admiralty & Maritime, Administrative Law

Status: In Good Standing Licensed: 44 Years

CONTACT

127 S Cedar St, Manistique, MI 49854

Bruce Plackowski

General Practice

Status: In Good Standing Licensed: 47 Years

CONTACT

200 Pearl St, Manistique, MI 49854

Peter J. Hollenbeck

Real Estate

Status: Inactive Licensed: 48 Years

CONTACT

7906 W Island Lake Rd, Manistique, MI 49854

Timothy Robert Noble

General Practice

Status: In Good Standing Licensed: 14 Years

CONTACT

300 Walnut St, Manistique, MI 49854

800-923-0641

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LEGAL TERMS

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

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Schoolcraft County, MI Credit & Debt Lawyers

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

John R. Wood

Stephen L. Wood

Kathryn S. Denholm

Stephen L. Wood

John R. Wood

Bruce Plackowski

Peter J. Hollenbeck

Timothy Robert Noble

TIPS

LEGAL TERMS

ABUSE

SETOFF

LOSS DAMAGE WAIVER (LDW)

TOXIC TORT

NO-FAULT INSURANCE

ACCORD AND SATISFACTION

NUISANCE FEES

WORKOUT

PRIORITY DEBT

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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