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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Joseph Peter Ciaramitaro

Estate, Contract, Business, Bankruptcy & Debt

Status: In Good Standing

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42850 Garfield, Clinton Twp, MI 48038

Fatima Mansour

Antitrust, Estate Planning, Consumer Bankruptcy, Administrative Law

Status: In Good Standing

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1361 E Big Beaver Rd, Troy, MI 48083

Fred L. Gibson

Traffic, Employee Rights, Civil Rights, Collection, Defamation & Slander

Status: In Good Standing

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17001 19 Mile Rd, Clinton Township, MI 48038

Joshua B. Sanfield

Education, Social Security, Estate, Bankruptcy & Debt, Car Accident

Status: In Good Standing Licensed: 21 Years

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28850 Mound Rd, Warren, MI 48092

William D. Johnson

Real Estate, Litigation, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

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8900 E 13 Mile Rd, Warren, MI 48093

Fadi F. Toma

Sales & Use Tax, Commercial Real Estate, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 20 Years

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8424 E 12 Mile Rd, Warren, MI 48093

John Anthony Schipper

Employment, Labor Law, Administrative Law, Credit & Debt, Workers' Compensation

Status: In Good Standing

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200 E Big Beaver Rd, Troy, MI 48083

Caridad Pastor Cardinale

International, Immigration, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 36 Years

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575 E Big Beaver Rd, Troy, MI 48083

Susanna Celeste Brennan

Civil Rights, Credit & Debt, Bankruptcy

Status: Inactive Licensed: 22 Years

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1441 E Maple Rd, Troy, MI 48083

Patrick Edward Cahill

Traffic, Trusts, Adoption, Collection

Status: In Good Standing Licensed: 15 Years

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28755 Schoenherr Rd, Warren, MI 48088

800-923-0641

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LEGAL TERMS

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CCCS

See Consumer Credit Counseling Service.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

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Sterling Heights Bankruptcy & Debt Lawyer, Michigan, page 3

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Joseph Peter Ciaramitaro

Fatima Mansour

Fred L. Gibson

Joshua B. Sanfield

William D. Johnson

Fadi F. Toma

John Anthony Schipper

Caridad Pastor Cardinale

Susanna Celeste Brennan

Patrick Edward Cahill

TIPS

LEGAL TERMS

TOXIC TORT

FRAUDULENT TRANSFER

LIEN

CHAPTER 7 BANKRUPTCY

LOSS DAMAGE WAIVER (LDW)

FAIR CREDIT REPORTING ACT (FCRA)

CCCS

FRATERNAL BENEFIT SOCIETY BENEFITS

BANKRUPTCY TRUSTEE

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