Trout Lake Bankruptcy & Debt Lawyer, Michigan, page 5

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Elizabeth Biolette Church

Estate Planning, Estate, Criminal

Status: In Good Standing Licensed: 32 Years

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325 Court St, Sault Sainte Marie, MI 49783

Eric G. Blubaugh

Divorce & Family Law, Children's Rights

Status: In Good Standing Licensed: 28 Years

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325 Court St, Sault Sainte Marie, MI 49783

Jillian A. Sadler

General Practice

Status: In Good Standing Licensed: 11 Years

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325 Court St, Sault Sainte Marie, MI 49783

Michael T. Veum

Real Estate, Estate Planning, Estate, Civil & Human Rights

Status: In Good Standing Licensed: 26 Years

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216 Ashmun St, Sault Sainte Marie, MI 49783

Leanne Barnes Deuman

Estate Planning, Estate, Family Law, Divorce & Family Law

Status: In Good Standing

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216 Ashmun St, Sault Sainte Marie, MI 49783

Paul M. Brewster

Construction, Medicare & Medicaid, Estate Planning, Credit & Debt

Status: In Good Standing Licensed: 43 Years

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111 Ashmun St, Sault Sainte Marie, MI 49783

Guy W. Lewinski

Employment, Business

Status: In Good Standing Licensed: 48 Years

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111 Ashmun St, Sault Sainte Marie, MI 49783

Steve J Cannello

Real Estate, Traffic, Social Security, Workers' Compensation, Medical Malpractice

Status: In Good Standing Licensed: 44 Years

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150 E Water St, Sault Sainte Marie, MI 49783

Thomas G. Moher

Workers' Compensation

Status: In Good Standing Licensed: 62 Years

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546 Ashmun St, Sault Sainte Marie, MI 49783

Mark L. Dobias

Traffic, Federal Appellate Practice, Insurance, Wrongful Death

Status: In Good Standing

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546 Ashmun St, Sault Sainte Marie, MI 49783

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LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

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Trout Lake Bankruptcy & Debt Lawyer, Michigan, page 5

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Elizabeth Biolette Church

Eric G. Blubaugh

Jillian A. Sadler

Michael T. Veum

Leanne Barnes Deuman

Paul M. Brewster

Guy W. Lewinski

Steve J Cannello

Thomas G. Moher

Mark L. Dobias

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LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

DEBT COLLECTOR

GRACE PERIOD

NONEXEMPT PROPERTY

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

IRS EXPENSES

NUISANCE FEES

NO-FAULT INSURANCE

SOLE PROPRIETORSHIP

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