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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Justin G. Grove

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Foreclosure, Accident & Injury, Consumer Rights, Real Estate, Bankruptcy & Debt

I have spent my legal career defending the little guy against big corporations. Everyday we help regular people fight the mortgage companies, insuranc... (more)

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800-928-5911

36700 Woodward Ave., Ste. 107, Bloomfield Hills, MI 48304

Aaron J. Scheinfield

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Bankruptcy & Debt, Landlord-Tenant, Collection, Litigation, Construction

Aaron J. Scheinfield, born Farmington Hills, Michigan, December 1977, was admitted to the Bar in 2004. Education: University of Michigan (B.A. 2000); ... (more)

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248-355-5300

4000 Town Ctr, Southfield, MI 48075

Phillip A. Greenblatt

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Credit & Debt, Identity Theft, Business

I can resolve your debt collection problems. I stop or minimize the prospect of garnishment of your wages and assets. I aggressively defend client'... (more)

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248-227-7350

Phillip A. Greenblatt, PLLC, Southfield, MI 48037

Stacey L. Sanford

Commercial Real Estate, Estate Planning, Employment, Bankruptcy

Status: In Good Standing

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Venture Plaza, 3150 Livernois Road, Troy, MI 48083

Raymond J. Sterling

Class Action, Whistleblower, Civil Rights, Collection

Status: In Good Standing

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33 Bloomfield Hills Parkway, Bloomfield Hills, MI 48304

Paul S. Magy

Commercial Real Estate, Commercial Leasing, Corporate, Bankruptcy

Status: In Good Standing

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151 S. Old Woodward Avenue, Birmingham, MI 48009

Jill Mainster Menuck

Wills, Wills & Probate, Banking & Finance, Bankruptcy

Status: In Good Standing

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2051 Villa Road, Birmingham, MI 48009

Thomas M. Hensel

Foreclosure, Workout, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing

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27301 Dequindre Road, Madison Heights, MI 48071

Jennifer S. Bidwell

Landlord-Tenant, Real Estate, Banking & Finance, Bankruptcy

Status: In Good Standing

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333 W. 7th Street, Royal Oak, MI 48067

Derek J. Brackon

Business Organization, Family Law, Collection, Wills & Probate

Status: In Good Standing

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12900 Hall Road, Sterling Heights, MI 48313

800-923-0641

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LEGAL TERMS

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

Troy Bankruptcy & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Justin G. Grove

Aaron J. Scheinfield

Phillip A. Greenblatt

Stacey L. Sanford

Raymond J. Sterling

Paul S. Magy

Jill Mainster Menuck

Thomas M. Hensel

Jennifer S. Bidwell

Derek J. Brackon

TIPS

LEGAL TERMS

CHAPTER 7 BANKRUPTCY

REDEMPTION

GRACE PERIOD

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

MEETING OF CREDITORS

DISPOSABLE INCOME

INFRINGEMENT (OF TRADEMARK)

CURRENT MONTHLY INCOME

FDCPA

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