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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
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Kevin J. Wistrom

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Real Estate, Accident & Injury, Bankruptcy & Debt, Estate, Government

Wistrom Law is concentrated in Real Estate law with emphasis on Accident & Injury, Bankruptcy & Debt, Estate, Government and Medical Marijuana. He has... (more)

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CONTACT

800-805-1630

1 East Apple Avenue, Muskegon, MI 49442

Jon Dallas Stratman

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

866 3 Mile Road, N.W., Grand Rapids, MI 49544

Erin Lee Fisher

Insurance, Collection, Wrongful Death, Elder Law

Status: In Good Standing Licensed: 13 Years

CONTACT

31 E Wood St, Newaygo, MI 49337

Mark C. Miller

Employee Rights, Contract, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 19 Years

CONTACT

20 E Main St, Fremont, MI 49412

Lindsey Ann Barkow

Estate, Divorce & Family Law, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

8 E Main St, Fremont, MI 49412

Robert A. Stariha

Other, Estate Planning, Consumer Bankruptcy, Medical Malpractice

Status: In Good Standing Licensed: 46 Years

CONTACT

48 W Main St, Fremont, MI 49412

Jeremy Brandon Shephard

Bankruptcy, Employment Discrimination, Personal Injury, Criminal

Status: In Good Standing

CONTACT

150 S Stewart Ave, Big Rapids, MI 49307

Russell E. Lewis

Other, Government, Criminal, Collection

Status: In Good Standing Licensed: 39 Years

CONTACT

119 South St, Big Rapids, MI 49307

Anthony Charles Norman

Landlord-Tenant, Litigation, Contract, Credit & Debt

Status: In Good Standing

CONTACT

120 Cedar St, Big Rapids, MI 49307

John W. Lewis

Land Use & Zoning, Family Law, Insurance, Bankruptcy

Status: In Good Standing

CONTACT

150 S Stewart Ave, Big Rapids, MI 49307

800-923-0641

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

White Cloud Bankruptcy & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Kevin J. Wistrom

Jon Dallas Stratman

Erin Lee Fisher

Mark C. Miller

Lindsey Ann Barkow

Robert A. Stariha

Jeremy Brandon Shephard

Russell E. Lewis

Anthony Charles Norman

John W. Lewis

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LEGAL TERMS

INTEREST

FRAUDULENT TRANSFER

NUISANCE FEES

COLLECTION AGENCY

CREDIT REPORT

CREDIT INSURANCE

UNSECURED DEBT

ADMINISTRATIVE EXPENSES

CREDITOR

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