Albuquerque Bankruptcy & Debt Lawyer, New Mexico, page 4

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Jon Litty
About | Practice Areas
Litty Law Group, P.C.
500 Marquette Ave NW Suite 1200 Albuquerque, NM 87102» view map
Bankruptcy & Debt and Immigration Law
Albuquerque’s Attorney

I’m Jon Litty and I’m here to serve you, Albuquerque! I will fight to get you what you rightfully deserve.

505-862-5061
1. Jon Litty Albuquerque, NM
  Attorney at Law- NM
  Thomas Jefferson School of Law, J.D. 2015
2. AboutLitty Law Group, P.C.
  Albuquerque’s Attorney
3. Practice AreasExpertise
  Bankruptcy & Debt
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Ronald E. Holmes

Landlord-Tenant, Credit & Debt, Personal Injury, Bankruptcy, Bankruptcy & Debt

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320 Gold Avenue S.W., Albuquerque, NM 87102

Alfred Matthew Sanchez

Divorce & Family Law, Credit & Debt, Consumer Bankruptcy, Bankruptcy

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400 Gold Ave Sw, Albuquerque, NM 87102

Louis Puccini

Corporate, Credit & Debt, Consumer Bankruptcy, Bankruptcy, Litigation

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1201 Lomas Blvd Nw, Albuquerque, NM 87102

R. Ruben Gallegos

Collection, Tribal Jurisdiction, DUI-DWI, Credit & Debt

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116 14th Street SW, Albuquerque, NM 87102

David N. Hernandez

Bankruptcy & Debt, Corporate, Credit & Debt, Commercial Real Estate, Wills

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1401 Central Avenue Nw, Albuquerque, NM 87104

Bobbie Jo Collins

Land Use & Zoning, Contract, Reorganization, Defamation & Slander

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4101 Indian School Rd. N.E., Albuquerque, NM 87110

Denise A. Snyder

Foreclosure, Mediation, Civil Rights, Collection, Litigation

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4233 Montgomery Blvd. Ne, Albuquerque, NM 87109

Jason M. Wexler

Litigation, Transactions, Estate Planning, Collection

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1212 Pennsylvania St Ne, Albuquerque, NM 87110

Grant L. Marek

Employment Discrimination, Insurance, Bankruptcy, Personal Injury

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2905 Claremont Pl Ne, Albuquerque, NM 87110

Gail Gottlieb

Credit & Debt, Sexual Harassment, Discrimination, Foreclosure, Real Estate

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Albuquerque, NM 87103

800-923-0641

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LEGAL TERMS

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

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Albuquerque Bankruptcy & Debt Lawyer, New Mexico, page 4

Sponsored Law Firm

Litty Law Group, P.C.

SPONSORED LAWYERS

Ronald E. Holmes

Alfred Matthew Sanchez

Louis Puccini

R. Ruben Gallegos

David N. Hernandez

Bobbie Jo Collins

Denise A. Snyder

Jason M. Wexler

Grant L. Marek

Gail Gottlieb

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LEGAL TERMS

BANKRUPTCY

CREDIT REPORT

WINDING UP

CREDITOR

COSIGNER

LOSS DAMAGE WAIVER (LDW)

CREDIT BUREAU

MEETING OF CREDITORS

REPOSSESSION

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