Algodones Collection Lawyer, New Mexico

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Jon Litty
About | Practice Areas
Litty Law Group, P.C.
500 Marquette Ave NW Suite 1200 Albuquerque, NM 87102» view map
Bankruptcy & Debt and Immigration Law
Albuquerque’s Attorney

I’m Jon Litty and I’m here to serve you, Albuquerque! I will fight to get you what you rightfully deserve.

505-862-5061
1. Jon Litty Albuquerque, NM
  Attorney at Law- NM
  Thomas Jefferson School of Law, J.D. 2015
2. AboutLitty Law Group, P.C.
  Albuquerque’s Attorney
3. Practice AreasExpertise
  Bankruptcy & Debt
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Becky A. Torres

Administrative Law, Collection, Civil Rights, Estate Planning

Status: In Good Standing

CONTACT

333 Rio Rancho Drive, Rio Rancho, NM 87174

Denise A. Snyder

Collection, Foreclosure, Mediation, Clean Air Practice

Status: In Good Standing

CONTACT

6501 Eagle Rock Ave Ne, Albuquerque, NM 87113

Deborah M. DeMack

Bankruptcy & Debt, Bankruptcy, Collection

Status: In Good Standing

CONTACT

the Law Office of George "Dave" Giddens,PC., Albuquerque, NM 87111

Rebecca A. Torres

Civil & Human Rights, Collection, Estate Planning, Water

Status: In Good Standing

CONTACT

Rio Rancho, NM 87174

Denise A. Snyder

Foreclosure, Mediation, Civil Rights, Collection

Status: In Good Standing

CONTACT

4233 Montgomery Blvd. Ne, Albuquerque, NM 87109

Jason M. Wexler

Litigation, Transactions, Estate Planning, Collection

Status: In Good Standing

CONTACT

1212 Pennsylvania St Ne, Albuquerque, NM 87110

R. Ruben Gallegos

Collection, Tribal Jurisdiction, DUI-DWI, Credit & Debt

Status: In Good Standing

CONTACT

116 14th Street SW, Albuquerque, NM 87102

Andrew P. Yarrington

Consumer Rights, Bankruptcy & Debt, Bankruptcy, Collection

Status: In Good Standing

CONTACT

20 First Plaza Ctr Nw, Albuquerque, NM 87102

John Thomas Fitzpatrick

Real Estate, Business, Contract, Collection

Status: In Good Standing

CONTACT

Albuquerque, NM 87190

800-923-0641

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800-943-8690

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

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Algodones Collection Lawyer, New Mexico

Sponsored Law Firm

Litty Law Group, P.C.

SPONSORED LAWYERS

Becky A. Torres

Denise A. Snyder

Deborah M. DeMack

Rebecca A. Torres

Denise A. Snyder

Jason M. Wexler

R. Ruben Gallegos

Andrew P. Yarrington

John Thomas Fitzpatrick

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LEGAL TERMS

INTEREST

FAIR CREDIT BILLING ACT (FCBA)

MEANS TEST

SUBROGATION

SOLE PROPRIETORSHIP

TOXIC TORT

CURRENT MONTHLY INCOME

IRS EXPENSES

FRATERNAL BENEFIT SOCIETY BENEFITS

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