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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Charles R Houle

Family Law, Civil Rights, Contract, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

Belfair, WA 98528

Wayne Beale Knight

Credit & Debt, Business & Trade, Commercial Real Estate, Collection

Status: Deceased Licensed: 67 Years

CONTACT

3715 165Th Ave N, Lakebay, WA 98349

Richard D. Seward

Land Use & Zoning, Estate Planning, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

6610 Gleneagle Ave SW, Port Orchard, WA 98367

David Clark Bayley

Land Use & Zoning, Foreclosure, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

Union, WA 98592

Robert Dryden Wilson-Hoss

Civil Rights, Corporate, Collection, Personal Injury

Status: In Good Standing Licensed: 46 Years

CONTACT

211 E Woodbridge Ln, Shelton, WA 98584

Richard N. Boe

Landlord-Tenant, Entertainment, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

Seabeck, WA 98380

George Peter Rose

Family Law, Elder Law, Bankruptcy

Status: Inactive Licensed: 50 Years

CONTACT

1903 61St Ave Nw, Gig Harbor, WA 98335

Michael John Havers

Contract, International Other, Commercial Bankruptcy, Business & Trade

Status: Inactive Licensed: 45 Years

CONTACT

13320 Seabeck Hwy Nw, Seabeck, WA 98380

Mary Elizabeth Solan

Contract, Landlord-Tenant, Residential Real Estate, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

P.O. Box 2183, Gig Harbor, WA 98335

Gregory A. Parker

International Tax, Corporate, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 47 Years

CONTACT

196 Fir Dr Nw, Gig Harbor, WA 98335

800-923-0641

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

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Allyn Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Charles R Houle

Wayne Beale Knight

Richard D. Seward

David Clark Bayley

Robert Dryden Wilson-Hoss

Richard N. Boe

George Peter Rose

Michael John Havers

Mary Elizabeth Solan

Gregory A. Parker

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LEGAL TERMS

GUARANTOR

LIABILITY

GUARANTEED RESERVATION

INTEREST

DEBIT CARD

LIMITED LIABILITY

ABUSE

CHAPTER 13 PLAN

CREDIT COUNSELING

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