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Andrew Curtis
About | Practice Areas
Lincoln Law
921 West Center St Orem, UT 84057» view map
Bankruptcy & Debt
Committed to Our Clients

Lincoln Law was established to provide relief to those in debt. We've helped thousands of families regain control of their finances and live debt-free again.

800-404-0018
1. Andrew Curtis Orem, UT
  Attorney at Law - UT, 2011
  Oklahoma City University J.D. 2011
2. AboutLincoln Law
  Eliminate your debt by contacting Lincoln Law today.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Todd Karl Jenson

Corporate, Collection, Credit & Debt, Insurance

Status: In Good Standing

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Mark R Emmett

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Heather M Seegmiller

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Val Morley

Divorce, White Collar Crime, Collection, Medical Malpractice

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306 W Main St, American Fork, UT 84003

Daniel Ray Wilkinson

Insurance, Credit & Debt, Wills, Consumer Bankruptcy

Status: In Good Standing Licensed: 20 Years

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430 N 300 W, American Fork, UT 84003

Sonja L Jorgensen

Bankruptcy & Debt

Status: In Good Standing Licensed: 16 Years

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Jen Smock

Construction, Bankruptcy

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7070 S Union Park Ave, Midvale, UT 84047

Scott Thomas Blotter

Bankruptcy

Status: In Good Standing

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735 East 9000 South, Sandy, UT 84094

Jarred Andrew Henline

Bankruptcy & Debt, Litigation, Estate Planning, Traffic

Status: In Good Standing Licensed: 15 Years

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770 East Main Street, Lehi, UT 84043

800-923-0641

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

FDCPA

See Fair Debt Collections & Practices Act.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

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Alpine Bankruptcy & Debt Lawyer, Utah

Sponsored Law Firm

Lincoln Law

SPONSORED LAWYERS

Todd Karl Jenson

Mark R Emmett

Franklin L Slaugh

Heather M Seegmiller

Val Morley

Daniel Ray Wilkinson

Sonja L Jorgensen

Jen Smock

Scott Thomas Blotter

Jarred Andrew Henline

TIPS

LEGAL TERMS

UNDUE HARDSHIP

DISCHARGEABLE DEBTS

DEBT COLLECTOR

FAIR CREDIT BILLING ACT (FCBA)

FDCPA

DEBIT CARD

COLLECTION AGENCY

PRIORITY DEBT

SETOFF

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