Alto Pass Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Gregory Allen Veach

Commercial Real Estate, Trusts, Business, Credit & Debt

Status: In Good Standing Licensed: 49 Years

CONTACT

2250 Reed Station Pkwy, Carbondale, IL 62903

Jay B. Howd

Collection, Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

811 W Main St, Carbondale, IL 62901

Rebecca Ann Whittington

Government, Estate Planning, Elder Law, Civil Rights, Collection

Status: In Good Standing Licensed: 42 Years

CONTACT

930 West Walnut St, Carbondale, IL 62901

Michael Twomey

Mediation, Banking & Finance, Credit & Debt, Collection

Status: In Good Standing

CONTACT

100 N Illinois Ave, Carbondale, IL 62902

Sarah Jeanne Taylor

Eminent Domain, Estate Planning, Civil Rights, Credit & Debt

Status: In Good Standing

CONTACT

100 N Illinois Ave, Carbondale, IL 62901

Sarah L. Taylor

Estate Planning, Civil Rights, Credit & Debt, Collection

Status: In Good Standing

CONTACT

100 N Illinois Ave, Carbondale, IL 62901

Kenneth Hughes

Corporate, Banking & Finance, Credit & Debt, Collection

Status: In Good Standing

CONTACT

100 N Illinois Ave, Carbondale, IL 62902

Kenneth Rowland Hughes

Corporate, Banking & Finance, Credit & Debt, Collection

Status: In Good Standing

CONTACT

100 N Illinois Ave, Carbondale, IL 62902

Michael Raymond Twomey

Environmental Law, Banking & Finance, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

100 N Illinois Ave, Carbondale, IL 62902

Douglas L. Haile

Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

601 South University Ave, Carbondale, IL 62901

800-923-0641

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LEGAL TERMS

FDCPA

See Fair Debt Collections & Practices Act.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

CREDIT FILE

See credit report.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

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Alto Pass Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Gregory Allen Veach

Jay B. Howd

Rebecca Ann Whittington

Michael Twomey

Sarah Jeanne Taylor

Sarah L. Taylor

Kenneth Hughes

Kenneth Rowland Hughes

Michael Raymond Twomey

Douglas L. Haile

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LEGAL TERMS

FDCPA

REDEMPTION

NONEXEMPT PROPERTY

401(K) PLAN

CREDIT FILE

DEBIT CARD

TRADE NAME

SOLE PROPRIETORSHIP

UNDUE HARDSHIP

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