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Roland V. Combs III
About | Practice Areas
Roland V. Combs III & Associates PLC
4401 NW 4th St Suite 121 Oklahoma City, OK 73107» view map
Bankruptcy & Debt
Over 35 Years Of Experience

The Law Firm of Roland V. Combs III & Associates PLC knows how to ward off relentless debt collectors and get you back on track to a stable financial future.

800-827-4970
1. Roland Combs Oklahoma City, OK
  Attorney at Law - OK, 1985
  University of Oklahoma J.D. 1984
2. AboutRoland V. Combs III & Associates PLC
  Hundreds Counseled & Represented.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Samuel Calvin Bingaman

Administrative Law, Bankruptcy, Elder Law, Adoption

Status: In Good Standing

CONTACT

127 W Chickasha Avenue, Chickasha, OK 73018

John Paul Melot

Administrative Law, Bankruptcy, Workers' Compensation, Social Security

Status: In Good Standing

CONTACT

1601 E Veterans Memorial Hwy, Blanchard, OK 73010

Shawn Dale Hodges

Bankruptcy, Workers' Compensation, Social Security, Elder Law

Status: In Good Standing

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Newcastle, OK 73065

William Reynolds Moon

Insurance, Oil & Gas, Bankruptcy, Adoption

Status: In Good Standing

CONTACT

721 W Country Club Rd, Chickasha, OK 73018

Daniel Lauvell Sadler

Oil & Gas, Foreclosure, Bankruptcy, Lending

Status: In Good Standing

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136 Thompson Dr, Norman, OK 73069

James S Drennan

Landlord-Tenant, Oil & Gas, Elder Law, Bankruptcy

Status: In Good Standing

CONTACT

425 Terrace Place, Norman, OK 73069

Bill C. Lester

Foreclosure, Employee Rights, Bankruptcy, Bankruptcy & Debt, Contract

Status: In Good Standing

CONTACT

Purcell, OK 73080

Randy A. Parsons

Bankruptcy, Lending

Status: In Good Standing

CONTACT

3400 Riverwalk Drive, Norman, OK 73072

Cale Ray Maddy

Employee Rights, Bankruptcy, Employment Discrimination, Employment

Status: In Good Standing

CONTACT

2145 Lakecrest Dr, Oklahoma City, OK 73170

Robert Steven Meier

Oil & Gas, Bankruptcy, Lending, Bankruptcy & Debt

Status: In Good Standing

CONTACT

10015 S Pennsylvania Ave, Oklahoma City, OK 73159

800-923-0641

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LEGAL TERMS

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

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Amber Bankruptcy Lawyer, Oklahoma

Sponsored Law Firm

Roland V. Combs III & Associates PLC

SPONSORED LAWYERS

Samuel Calvin Bingaman

John Paul Melot

Shawn Dale Hodges

William Reynolds Moon

Daniel Lauvell Sadler

James S Drennan

Bill C. Lester

Randy A. Parsons

Cale Ray Maddy

Robert Steven Meier

TIPS

LEGAL TERMS

CHAPTER 13 PLAN

SECURED DEBT

LOSS DAMAGE WAIVER (LDW)

PRIORITY DEBT

GRACE PERIOD

DISCHARGE (OF DEBTS)

SETOFF

DEBIT CARD

GARNISHMENT

SAMPLE LEGAL CASES

Bank of Oklahoma v. Ashley

Nichols v. Nichols

AMERICAN ASSOCIATES, INC. v. Quimby

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