Angier Bankruptcy & Debt Lawyer, North Carolina

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Sarah Kristin Thacker

✓ VERIFIED

Bankruptcy & Debt, Estate, Business

Sarah Thacker is a practicing lawyer in the state of North Carolina handling Bankruptcy and Tax matters.

CONTACT

817-403-9286

1135 Kildaire Farm Rd, Cary, NC 27511

J. Christopher Jackson

Corporate, Collection, Constitutional Law, Contract

Status: In Good Standing

CONTACT

301 Glenwood Avenue, Raleigh, NC 27603

Richard D. Sparkman

Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 49 Years

CONTACT

Angier, NC 27501

Katrenia Charlene Goode

Intellectual Property, Consumer Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

1735 Ravenwing Drive, Fuquay Varina, NC 27526

Janelle Jill Elrod

Estate, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing

CONTACT

206 E Academy Street, Fuquay Varina, NC 27526

Kathryn Johnston Tart

Divorce, Child Custody, Adoption, Collection

Status: In Good Standing Licensed: 20 Years

CONTACT

1300 S Main St, Lillington, NC 27546

Baccuhus H Carver

Estate Planning, Divorce, DUI-DWI, Collection

Status: In Good Standing

CONTACT

200 W. Old Road, Lillington, NC 27546

Raven Rassette Byrne

Family Law, Collection

Status: In Good Standing Licensed: 18 Years

CONTACT

104 Birch Creek Drive, Fuquay Varina, NC 27526

Damion L. Mccullers

Divorce & Family Law, Criminal, Business, Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

5420 Spence Farm Rd, Holly Springs, NC 27540

Kathie L. Russell

Real Estate, Workers' Compensation, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

Holly Springs, NC 27540

800-923-0641

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LEGAL TERMS

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

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Angier Bankruptcy & Debt Lawyer, North Carolina

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Sarah Kristin Thacker

J. Christopher Jackson

Richard D. Sparkman

Katrenia Charlene Goode

Janelle Jill Elrod

Kathryn Johnston Tart

Baccuhus H Carver

Raven Rassette Byrne

Damion L. Mccullers

Kathie L. Russell

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LEGAL TERMS

PRIORITY DEBT

COSIGNER

SOLE PROPRIETORSHIP

IRS EXPENSES

UNDUE HARDSHIP

TRUTH IN LENDING ACT (TILA)

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

UNSECURED DEBT

NUISANCE FEES

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