Aptos Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Burl Stanley Polon

Gift Taxation, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 44 Years

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2805 Porter St, Soquel, CA 95073

Creighton Mendivil

Mediation, Divorce, Elder Law, Collection

Status: In Good Standing

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314 Capitola Avenue, Capitola, CA 95010

Balam Osberto Letona

Motor Vehicle, Commercial Banks, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 21 Years

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1146 Soquel Ave, Santa Cruz, CA 95063

Warren E Eraut

Civil Rights, Corporate, Credit & Debt, Contract

Status: In Good Standing Licensed: 53 Years

CONTACT

38 Seascape Vlg, Aptos, CA 95003

Caleb Sequoia Baskin

Workers' Compensation, Bankruptcy, Construction, Education, Contract

Status: In Good Standing Licensed: 21 Years

CONTACT

101 Cooper St, Santa Cruz, CA 95060

Angel L. Hess

Real Estate Other, Wills & Probate, Divorce & Family Law, Collection

Status: In Good Standing Licensed: 11 Years

CONTACT

133 Mission Street, Santa Cruz, CA 95060

Robert C Kim

Federal, Employment Discrimination, Corporate, Collection

Status: In Good Standing Licensed: 28 Years

CONTACT

180 Westgate Dr, Watsonville, CA 95076

H W Martin

Credit & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

315 Main St, Watsonville, CA 95076

800-923-0641

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LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

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Aptos Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Burl Stanley Polon

Creighton Mendivil

Balam Osberto Letona

Warren E Eraut

Caleb Sequoia Baskin

Angel L. Hess

Robert C Kim

H W Martin

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LEGAL TERMS

COLLECTION AGENCY

UNSECURED DEBT

UNDUE HARDSHIP

WINDING UP

TRUTH IN LENDING ACT (TILA)

CHAPTER 7 BANKRUPTCY

FAIR LABOR STANDARDS ACT (FLSA)

WORKOUT

SUBROGATION

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