Ashford Bankruptcy & Debt Lawyer, Washington, page 6

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Jason Newcombe
About Us | Services
Washington Law Group, PLLC
201 St. Helens Ave #204 Tacoma, WA 98402Â» view map
Bankruptcy & Debt, Chapter 7, Chapter 13
CONTACT US FOR A CONSULTATION

Bankruptcy is unquestionably one of the most powerful financial tools on the planet. Yet, many people struggle for years before even learning how easy it can be to qualify.

800-699-2370
1. Jason Newcombe Seattle, WA
  Attorney at Law - WA, 1999
  Boston College Law School, J.D. - 1997
2. About UsServing Washington
  Offices in Seattle, Bellevue, Tacoma, Everett, and Olympia
3. ServicesExperienced Attorneys
  We always offer a free initial consultation and case evaluation
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Naomi S Kim

Immigration, Contract, Commercial Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 22 Years

CONTACT

8811 S Tacoma Way, Tacoma, WA 98499

Deola Lebron

Family Law, Civil Rights, Collection, Personal Injury, Child Custody

Status: In Good Standing Licensed: 16 Years

CONTACT

3615 Steilacoom Blvd Sw, Tacoma, WA 98499

Maria Sandoz Stirbis

Motor Vehicle, Criminal, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

6108 Community Pl Sw, Tacoma, WA 98499

Michael N Schmidt

Credit & Debt, Landlord-Tenant, Family Law, Immigration

Status: In Good Standing Licensed: 22 Years

CONTACT

9315 Gravelly Lake Dr Sw, Tacoma, WA 98499

Tucker F Blair

Insurance, Civil Rights, Personal Injury, Commercial Bankruptcy

Status: Suspended Licensed: 25 Years

CONTACT

Auburn, WA 98063

Stephen Michael Hansen

Land Use & Zoning, Civil Rights, Contract, Collection

Status: In Good Standing

CONTACT

1821 Dock St, Tacoma, WA 98402

Saraellen M. Hutchison

Civil Rights, Credit & Debt, Consumer Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

2367 Tacoma Ave S, Tacoma, WA 98402

Saraellen Mccay Hutchison

Civil Rights, Credit & Debt, Consumer Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

2367 Tacoma Ave S, Tacoma, WA 98402

Stephan Bencze

Workers' Compensation, Corporate, Bankruptcy, Malpractice

Status: In Good Standing Licensed: 37 Years

CONTACT

11320 Clover Park Dr Sw, Tacoma, WA 98499

James Haynes Burnett

Bankruptcy, Traffic

Status: In Good Standing Licensed: 31 Years

CONTACT

9315 Gravelly Lake Dr Sw, Tacoma, WA 98499

800-923-0641

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

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Ashford Bankruptcy & Debt Lawyer, Washington, page 6

Sponsored Law Firm

Washington Law Group, PLLC

SPONSORED LAWYERS

Naomi S Kim

Deola Lebron

Maria Sandoz Stirbis

Michael N Schmidt

Tucker F Blair

Stephen Michael Hansen

Saraellen M. Hutchison

Saraellen Mccay Hutchison

Stephan Bencze

James Haynes Burnett

TIPS

LEGAL TERMS

CCCS

BANKRUPTCY

NONEXEMPT PROPERTY

SECRET WARRANTY PROGRAM

DISCHARGEABLE DEBTS

CREDIT INSURANCE

PREFERENCE

NUISANCE FEES

CHAPTER 13 BANKRUPTCY

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