Aviston Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Harold G. Belsheim

Aviation, Bankruptcy Litigation, Commercial Bankruptcy, Commercial Banks, Estate Planning

Status: In Good Standing

FREE CONSULTATION

CONTACT

1002 East Wesley Drive, O Fallon, IL 62269

Douglas C. Gruenke

Corporate, Business Organization, Banking & Finance, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

1002 East Wesley Drive, O Fallon, IL 62269

Terry Ivan Bruckert

Banking & Finance, Bankruptcy, Corporate, Business Organization

Status: In Good Standing Licensed: 31 Years

CONTACT

1002 E Wesley Dr, Belleville, IL 62269

Jerry Graham

Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

1103 Frontage Road, O Fallon, IL 62269

Roy Anderson

Construction Contracts, Consumer Bankruptcy, Personal Injury, Animal Bite

Status: In Good Standing Licensed: 31 Years

CONTACT

415 North Duncan Street, Marine, IL 62061

Steven Andrew Gorom

Estate Planning, Employee Rights, Elder Law, Consumer Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

205 W Stonybrook Dr, Belleville, IL 62269

Allen George Mealey

Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

4972 Benchmark Centre Dr, Belleville, IL 62226

Charles W. Courtney

Estate Planning, Family Law, Contract, Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

104 S Charles St, Belleville, IL 62220

Brian R. Kalb

Construction Contracts, Bad Faith, Commercial Insurance, Collection

Status: In Good Standing Licensed: 23 Years

CONTACT

411 St Louis St, Edwardsville, IL 62025

Larry E. Hepler

Pharmaceutical Product, Insurance, Commercial Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

103 W Vandalia St, Edwardsville, IL 62025

800-923-0641

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LEGAL TERMS

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

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Aviston Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Harold G. Belsheim

Douglas C. Gruenke

Terry Ivan Bruckert

Jerry Graham

Roy Anderson

Steven Andrew Gorom

Allen George Mealey

Charles W. Courtney

Brian R. Kalb

Larry E. Hepler

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LEGAL TERMS

CURRENT MONTHLY INCOME

GENERAL PARTNER

TOXIC TORT

FORBEARANCE

MEANS TEST

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

WORKOUT

GUARANTEED RESERVATION

CHAPTER 7 BANKRUPTCY

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