Avon Lake Bankruptcy & Debt Lawyer, Ohio

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Ronald Lasko
About | Practice Areas
R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
Competent Legal Representation

Let R. Lasko Co. LPA, LLC handle all your legal needs today!

216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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David F Hodous

Administrative Law, Collection, Consumer Protection, Contract

Status: In Good Standing

CONTACT

2001 Crocker Rd., Westlake, OH 44145

Michele McAteer

Bankruptcy, Tax

Status: In Good Standing

FREE CONSULTATION

CONTACT

2001 Crocker Road, Westlake, OH 44145

John Alexander Polinko

Real Estate, Litigation, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

35765 Chester Rd, Avon, OH 44011

Jessica D. Gault

Estate Planning, Estate, Family Law, Collection

Status: In Good Standing Licensed: 14 Years

CONTACT

35651 Detroit Rd, Avon, OH 44011

Richard D. Panza

Litigation, Electronic Commerce, Environmental Law Other, Commercial Bankruptcy

Status: In Good Standing Licensed: 51 Years

CONTACT

35765 Chester Rd, Avon, OH 44011

William Joseph Balena

Criminal, Consumer Rights, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

30400 Detroit Road, Westlake, OH 44145

Robert J. Fedor

Trusts, Estate Planning, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

23550 Center Ridge Road, Westlake, OH 44145

Robert Campbell Wentz

Litigation, Family Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 35 Years

CONTACT

2894 Creekview, Avon, OH 44011

Kenneth Paul Frankel

Litigation, Federal Appellate Practice, Corporate, Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

110 Moore Rd, Avon Lake, OH 44012

Daniel Arthur Cook

Litigation, Banking & Finance, Commercial Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 57 Years

CONTACT

35765 Chester Rd, Avon, OH 44011

800-923-0641

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LEGAL TERMS

FDCPA

See Fair Debt Collections & Practices Act.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

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Avon Lake Bankruptcy & Debt Lawyer, Ohio

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

David F Hodous

Michele McAteer

John Alexander Polinko

Jessica D. Gault

Richard D. Panza

William Joseph Balena

Robert J. Fedor

Robert Campbell Wentz

Kenneth Paul Frankel

Daniel Arthur Cook

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LEGAL TERMS

FDCPA

TRADE NAME

COLLECTION AGENCY

LOSS DAMAGE WAIVER (LDW)

FAIR CREDIT BILLING ACT (FCBA)

MEETING OF CREDITORS

IRS EXPENSES

UNSECURED DEBT

FAIR CREDIT REPORTING ACT (FCRA)

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