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Charles Martin
About | Practice Areas
Law Office of Charles Martin
17461 Irvine Blvd Suite F Tustin, CA 92780» view map
Bankruptcy & Debt
Professional. Affordable. Reliable.

We have 19 years of experience handling thousands of bankruptcies. With our legal assistance we will guide you through the process of bankruptcy.

800-975-9061
1. Charles Martin Tustin, CA
  Attorney at Law - CA, 2003
  Chapman University J.D.
2. AboutLaw Office of Charles Martin
  We love our customers.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Troy Anthony Tureau

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Immigration, Trusts, Social Security -- Disability, Dissolution, Wills & Probate

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1197 Mira Luna, Palm Springs, CA 92262

Andrew M. Rosenfeld

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Lawsuit & Dispute, Criminal, Divorce & Family Law, Bankruptcy & Debt, Federal Appellate Practice

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800-896-9080

30141 Antelope Road, Menifee, CA 92584

Eric Joseph Guinan

Civil Rights, Contract, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 30 Years

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Palm Springs, CA 92263

Edward Eugene Lindley

Family Law, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 47 Years

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250 S Lyon Ave, Hemet, CA 92543

Timothy Bryan Liebaert

Construction, Wills & Probate, Business, Consumer Bankruptcy

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17100 N. Indian, North Palm Springs, CA 92258

Harold Christopher Heritage

Wills, Trusts, Family Law, Bankruptcy

Status: In Good Standing Licensed: 27 Years

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777 E Tahquitz Canyon Way, Palm Springs, CA 92262

Annette Louise Isaac

Estate Planning, Family Law, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 24 Years

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777 E Tahquitz Canyon Way, Palm Springs, CA 92262

Gregory W Brittain

Litigation, Internet, Corporate, Credit & Debt

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1233 Brookside Ave, Redlands, CA 92373

Joseph Anthony Roman

Employee Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 44 Years

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2825 E Tahquitz Canyon Way, Palm Springs, CA 92262

Philip Saul Klatchko

Estate Planning, Bankruptcy, Construction, Contract, Elder Law

Status: In Good Standing Licensed: 50 Years

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177 S Civic Dr, Palm Springs, CA 92262

800-923-0641

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LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

FCBA

See Fair Credit Billing Act.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

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Banning Bankruptcy & Debt Lawyer, California

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Law Office of Charles Martin

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Troy Anthony Tureau

Andrew M. Rosenfeld

Eric Joseph Guinan

Edward Eugene Lindley

Timothy Bryan Liebaert

Harold Christopher Heritage

Annette Louise Isaac

Gregory W Brittain

Joseph Anthony Roman

Philip Saul Klatchko

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