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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
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Jennifer J. France

Government, Criminal

Status: In Good Standing Licensed: 22 Years

CONTACT

Sault Sainte Marie, MI 49783

Daniel Reid Casey

Criminal, Civil & Human Rights

Status: In Good Standing Licensed: 13 Years

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1600 Minneapolis St, Sault Sainte Marie, MI 49783

John R. Wernet

Native People

Status: In Good Standing Licensed: 49 Years

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111 Waterfront Pl, Sault Sainte Marie, MI 49783

Dennis J. Mcshane

Criminal

Status: In Good Standing Licensed: 16 Years

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524 Ashmun St, Sault Sainte Marie, MI 49783

Jennifer Lorraine Obreiter

Social Security, Family Law, Criminal, Children's Rights

Status: In Good Standing Licensed: 17 Years

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Sault Sainte Marie, MI 49783

Jocelyn K. Fabry

Native People, Civil & Human Rights

Status: In Good Standing Licensed: 20 Years

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2175 Shunk Rd, Sault Sainte Marie, MI 49783

Carol S. Andary

Landlord-Tenant, Litigation, Wills & Probate, Workers' Compensation, Criminal

Status: In Good Standing Licensed: 44 Years

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Sault Sainte Marie, MI 49783

Anthony E. Andary

General Practice

Status: In Good Standing Licensed: 44 Years

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Timothy S. Moher

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Status: In Good Standing Licensed: 37 Years

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Elizabeth L. Askwith

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Status: Inactive Licensed: 53 Years

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Sault Sainte Marie, MI 49783

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

COLLATERAL

Property that guarantees payment of a secured debt.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

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Barbeau Collection Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Jennifer J. France

Daniel Reid Casey

John R. Wernet

Dennis J. Mcshane

Jennifer Lorraine Obreiter

Jocelyn K. Fabry

Carol S. Andary

Anthony E. Andary

Timothy S. Moher

Elizabeth L. Askwith

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

SOLE PROPRIETORSHIP

CHAPTER 7 BANKRUPTCY

TRADE NAME

GARNISHMENT

SECURED DEBT

401(K) PLAN

COLLATERAL

CREDIT COUNSELING

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