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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Nathan A. Schultz

Electronic Commerce, Federal Appellate Practice, Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

10621 Craig Rd, Traverse City, MI 49686

Roman S. Grucz

Landlord-Tenant, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

3728 Spring Leaf Dr, Traverse City, MI 49686

Jonathan R. Moothart

Litigation, Federal Appellate Practice, Contract, Consumer Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

9815 Miami Beach Rd, Williamsburg, MI 49690

Roy Jay Montney

Construction, Trusts, Contract, Collection

Status: In Good Standing Licensed: 33 Years

CONTACT

1022 E Front St, Traverse City, MI 49686

Rex O. Graff

Other, Elder Law, Contract, Credit & Debt

Status: Retired Licensed: 53 Years

CONTACT

449 E. Front Street, Traverse City, MI 49686

Michael Robert Helveston

Landlord-Tenant, Reinsurance, Insurance, Credit & Debt, Medical Malpractice

Status: In Good Standing Licensed: 17 Years

CONTACT

449 E Front St, Traverse City, MI 49686

Julie A. Gillum

Contract, Collection, Divorce, Construction

Status: In Good Standing Licensed: 32 Years

CONTACT

326 E State St, Traverse City, MI 49684

Steven William Paciorka

Family Law, Divorce, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

328 Washington St, Traverse City, MI 49684

Scott D. Harvey

Estate, Business, Credit & Debt, Estate Planning

Status: In Good Standing

CONTACT

101 N. Park Street, Traverse City, MI 49684

Gerald F Chefalo

Traffic, Divorce & Family Law, Criminal, Corporate, Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

502 Railroad Ave, Traverse City, MI 49686

800-923-0641

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LEGAL TERMS

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

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Barlow Bankruptcy & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Nathan A. Schultz

Roman S. Grucz

Jonathan R. Moothart

Roy Jay Montney

Rex O. Graff

Michael Robert Helveston

Julie A. Gillum

Steven William Paciorka

Scott D. Harvey

Gerald F Chefalo

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LEGAL TERMS

WORKOUT

GUARANTOR

PRESUMED ABUSE

DOING BUSINESS AS (DBA)

REPOSSESSION

NONDISCHARGEABLE DEBTS

DISCHARGE (OF DEBTS)

SETOFF

FRATERNAL BENEFIT SOCIETY BENEFITS

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