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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Brian L Heise

Adoption, Elder Law, Contract, Consumer Bankruptcy

Status: In Good Standing Licensed: 47 Years

CONTACT

1300 South Grove, Barrington, IL 60010

Rosemary S. Berquist

Collection

Status: In Good Standing Licensed: 33 Years

CONTACT

117 South Cook Street, Barrington, IL 60010

Jay Miller

Estate Planning, Divorce & Family Law, Civil Rights, Collection

Status: In Good Standing Licensed: 57 Years

CONTACT

300 Lageschulte St, Barrington, IL 60010

Thomas W. McEvoy

Power of Attorney, Real Estate, Immigration, Wills & Probate, Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

228 W Main Street, Barrington, IL 60010

Thomas Mcevoy

Real Estate, Wills & Probate, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

228 W Main St, Barrington, IL 60010

Thomas A. Vaclavek

Land Use & Zoning, Employee Rights, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

1000 Hart Road, Barrington, IL 60010

Melissa J. Wagner

Trusts, Family Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 16 Years

CONTACT

960 Route 22, Fox River Grove, IL 60021

Melissa Wagner

Adoption, Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

960 Route 22, Fox River Grove, IL 60021

Douglas Worrell

Divorce & Family Law, Civil Rights, Business & Trade, Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

1625 W Colonial Pkwy, Palatine, IL 60067

Patrick Francis Ross

Litigation, Estate Planning, Banking & Finance, Bankruptcy Litigation

Status: In Good Standing

CONTACT

1622 W Colonial Parkway, Palatine, IL 60067

800-923-0641

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LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

FCBA

See Fair Credit Billing Act.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

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Barrington Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Brian L Heise

Rosemary S. Berquist

Jay Miller

Thomas W. McEvoy

Thomas Mcevoy

Thomas A. Vaclavek

Melissa J. Wagner

Melissa Wagner

Douglas Worrell

Patrick Francis Ross

TIPS

LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

FCBA

NO-FAULT INSURANCE

AUTOMATIC STAY

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

BULK SALES LAW

SECRET WARRANTY PROGRAM

UNSECURED DEBT

COLLECTION AGENCY

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