Bay County, MI Reorganization Lawyers

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Joseph J. Blata

Criminal, Traffic, Administrative Law, Divorce & Family Law, Accident & Injury

Status: In Good Standing Licensed: 15 Years

FREE CONSULTATION

CONTACT

100 W. Midland Street, Bay City, MI 48706

Mark J. Brissette

Accident & Injury, Divorce & Family Law, Litigation, Real Estate, Estate

Status: In Good Standing Licensed: 48 Years

CONTACT

900 Center Ave, Bay City, MI 48708

Daniel M. Wood

Federal Appellate Practice, Estate Planning, Family Law, Elder Law

Status: In Good Standing Licensed: 27 Years

CONTACT

721 Washington Ave, Bay City, MI 48708

Jessie Scott Wood

Federal Appellate Practice, Estate Planning, Employee Rights, Family Law

Status: In Good Standing

CONTACT

721 Washington Ave, Bay City, MI 48708

Jason P. Gower

Criminal, Business, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

514 E Midland St, Bay City, MI 48706

Aaron Arthur Hetherington

Traffic, Litigation, Medical Products & Devices, Family Law

Status: In Good Standing Licensed: 11 Years

CONTACT

1230 Washington Ave, Bay City, MI 48708

Brian Harold Jean

Estate, Criminal, Civil Rights, Personal Injury, Estate Planning

Status: In Good Standing Licensed: 15 Years

CONTACT

3906 N Euclid Ave, Bay City, MI 48706

Richard C. Learman

Trusts, Estate Planning, Estate, Criminal

Status: In Good Standing

CONTACT

800 Washington Ave, Bay City, MI 48708

Guy R. Greve

Other, Estate Planning, Insurance, Personal Injury

Status: In Good Standing

CONTACT

817 Washington Ave, Bay City, MI 48708

Alan R. Sullivan

Power of Attorney, Tax, Real Estate, Motor Vehicle

Status: In Good Standing

CONTACT

900 Washington Ave, Bay City, MI 48708

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FCRA

See Fair Credit Reporting Act.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

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Bay County, MI Reorganization Lawyers

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Joseph J. Blata

Mark J. Brissette

Daniel M. Wood

Jessie Scott Wood

Jason P. Gower

Aaron Arthur Hetherington

Brian Harold Jean

Richard C. Learman

Guy R. Greve

Alan R. Sullivan

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LEGAL TERMS

IRS EXPENSES

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

NONEXEMPT PROPERTY

CREDIT INSURANCE

401(K) PLAN

FCRA

BULK SALES LAW

DOING BUSINESS AS (DBA)

FAIR CREDIT REPORTING ACT (FCRA)

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