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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Kimberly Fink

General Practice

Status: In Good Standing

CONTACT

Gladwin, MI 48624

Kimberly A. Dillman

Estate, Contract, Bankruptcy, Child Custody, Estate Planning

Status: In Good Standing Licensed: 20 Years

CONTACT

Gladwin, MI 48624

Mary Martha Ries

Corporate, Federal, Commercial Bankruptcy, Intellectual Property

Status: Deceased Licensed: 34 Years

CONTACT

2346 E Mockingbird Ln, Midland, MI 48642

Kimberly Erin Lavin

Administrative Law, Collection, Animal Bite, Labor Law

Status: In Good Standing Licensed: 9 Years

CONTACT

5820 Eastman Ave, Midland, MI 48640

Christopher G. Komara

Divorce & Family Law, Business, Bankruptcy & Debt, Divorce & Family Law

Status: In Good Standing Licensed: 21 Years

CONTACT

221 W. Wackerly Street, Midland, MI 48640

Mark Andrew Toaz

Real Estate, Administrative Law, Business, Consumer Bankruptcy

Status: In Good Standing Licensed: 9 Years

CONTACT

225 West Main, Harrison, MI 48625

Eilisia G. Schwarz

Family Law, Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

225 W Main St, Harrison, MI 48625

Ann J. Horowitz

Health Care Other, Business, Reorganization, Employee Rights

Status: In Good Standing Licensed: 16 Years

CONTACT

4000 Wellness Dr, Midland, MI 48670

Shantele D. Elmy

Consumer Bankruptcy, Estate Administration, Wills, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

3820 Isabella St, Midland, MI 48640

Adam Daniel Bruski

Commercial Real Estate, International, Administrative Law, Business, Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

715 East Main Street, Midland, MI 48640

800-923-0641

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LEGAL TERMS

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

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Beaverton Bankruptcy & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Kimberly Fink

Kimberly A. Dillman

Mary Martha Ries

Kimberly Erin Lavin

Christopher G. Komara

Mark Andrew Toaz

Eilisia G. Schwarz

Ann J. Horowitz

Shantele D. Elmy

Adam Daniel Bruski

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LEGAL TERMS

GUARANTEED RESERVATION

NO-FAULT INSURANCE

PRESUMED ABUSE

INTEREST

TRUTH IN LENDING ACT (TILA)

DEBT COLLECTOR

GENERAL PARTNER

NONDISCHARGEABLE DEBTS

SECRET WARRANTY PROGRAM

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