Beaverville Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Kenneth A. Leshen

Adoption, Bankruptcy, Corporate, Business Organization

Status:

CONTACT

One Dearborn Square, Kankakee, IL 60901

Scott N. Sliwinski

Child Support, Corporate, Business Organization, Bankruptcy

Status:

CONTACT

One Dearborn Square, Kankakee, IL 60901

Kendra Karlock

Bankruptcy, Civil Rights

Status: Licensed: 12 Years

CONTACT

720 Main St Nw, Bourbonnais, IL 60914

Patrick Dunn

Real Estate, Government, Bankruptcy & Debt, Litigation, International Other

Status: Licensed: 31 Years

CONTACT

1250 N Convent St, Bourbonnais, IL 60914

Walter Daniel Brock

Real Estate, Government, Business, Bankruptcy & Debt

Status: Licensed: 41 Years

CONTACT

707C Arbor Pkwy, Bourbonnais, IL 60914

Alan Francis Smietanski

Federal Appellate Practice, Estate, Contract, Bankruptcy

Status:

CONTACT

236 N Industrial Dr, Bradley, IL 60915

Alan Smietanski

Federal Appellate Practice, Estate, Contract, Bankruptcy

Status:

CONTACT

236 N Industrial Dr, Bradley, IL 60915

Karren Simone Farmer

Federal Appellate Practice, Divorce, Civil Rights, Bankruptcy

Status: Licensed: 27 Years

CONTACT

295 W Jeffery St, Kankakee, IL 60901

Mark Andrew Laws

Juvenile Law, Family Law, Civil Rights, Bankruptcy

Status: Licensed: 16 Years

CONTACT

350 E. Court Street, Kankakee, IL 60901

Rebecca Souligne

Estate Planning, Child Custody, Divorce & Family Law, Bankruptcy, Family Law

Status: Licensed: 31 Years

CONTACT

470 E. Merchant, Kankakee, IL 60901

800-814-6700

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

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Beaverville Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Kenneth A. Leshen

Scott N. Sliwinski

Kendra Karlock

Patrick Dunn

Walter Daniel Brock

Alan Francis Smietanski

Alan Smietanski

Karren Simone Farmer

Mark Andrew Laws

Rebecca Souligne

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

LIABILITY

SOLE PROPRIETORSHIP

LIEN

HOUSEHOLDER

DISPOSABLE INCOME

LIQUIDATING PARTNER

ADMINISTRATIVE EXPENSES

FRATERNAL BENEFIT SOCIETY BENEFITS

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